10855 Pine Bow Ct, West Olive, MI 49460 Property Records

Ottawa County property record for 10855 Pine Bow Ct, West Olive, MI 49460

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,908 sqft · built 2018
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Nov 2021)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Aug 2026 Transfer Feb 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`70-12-02-130-007`

Property Details

APN / Parcel Number

Primary APN	`70-12-02-130-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,064 sqft
Basement Area	844 sqft
Unfinished Basement	844 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	11,935 sqft (0.274 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10855 PINE BOW CT
City	WEST OLIVE
State	MI
Zip	49460-8313
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 43 PINE MEADOWS CONDOMINIUM, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 4650 PAGES 84-150 OTTAWA COUNTY CONDO PLAN NO 392 SEC 2 T6N R15W
Legal Range	15W
Legal Township	06N
Legal Section	02
Legal Subdivision	PINE MEADOWS CONDO
Legal Block	130
Legal Unit	43
Jurisdiction	OTTAWA MI
Township / Civil Division	OLIVE
Census Block Group	2
Census Block	2002
Census Tract	22001

Owner

10855 Pine Bow Ct, a condominium, is owned and occupied by two individuals who acquired it in August 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 11, 2021	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 12, 2019	Warranty Deed, Subdivision Related Transfer ATA NATIONAL TITLE GROUP LLC
Jun 6, 2018	Warranty Deed, Transfer R&D RESOURCES LLC
Jun 6, 2018	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP
Feb 20, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 11, 2021 · Amount on File
Deed Sale	Nov 11, 2021 · Amount on File
Prior Sale	Mar 12, 2019 · Amount on File
Deed Document Number	202156400
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000025929
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 21, 2026
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	0000025929
Instrument Date	Aug 21, 2026
Instrument	202625929
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210006360
Date	Feb 3, 2021
Instrument	2021-0006360

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190006476
Date	Mar 5, 2019
Instrument	2019-0006476

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 11, 2021
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20210056400
Map Reference	LB 4650 PG 84
Instrument Date	Oct 20, 2021
Instrument	2021-0056400
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10855 PINE BOW CT, 10855, WEST OLIVE, MI 49460-8313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313

Mortgage

Document Number	20210056401
Date	Nov 11, 2021
Instrument	2021-0056401

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 12, 2019
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20190007327
Map Reference	LB 4650 PG 84
Instrument Date	Feb 22, 2019
Instrument	2019-0007327
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$2,193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5450 W SHELBY RD, 5450, SHELBY, MI 49455-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11588 SPRUCEVIEW DR # 16, 16, ALLENDALE, MI 49401-8436

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 6, 2018
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20180019813
Instrument Date	Jun 6, 2018
Instrument	2018-0019813
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$455.81
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5150 W WOODROW RD, 5150, SHELBY, MI 49455-9694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5150 W WOODROW RD, SHELBY, MI 49455-9694

Mortgage

Document Number	20180019814
Date	Jun 6, 2018
Instrument	2018-0019814

Lender

Name	R&D RESOURCES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

Mortgage

Document Number	20180019815
Date	Jun 6, 2018
Instrument	2018-0019815

Lender

Name	SHEPHENERS FINANCE LLC
Type	Non-Lending Institution
Address	JACKSONVILLE, FL 32258

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 6, 2018
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20180019812
Instrument Date	May 30, 2018
Instrument	2018-0019812
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$412.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13731 STANTON ST, 13731, WEST OLIVE, MI 49460-9696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5150 W WOODROW RD, SHELBY, MI 49455-9694

February 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	OTTAWA MI
Recording Date	Feb 20, 2017
Property Address	10855 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20170006324
Map Reference	LB4650 PG84
Instrument Date	Jan 18, 2010
Instrument	2017-0006324
Transaction Type	Foreclosure
Record Updated	Aug 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16519 LAKEVIEW ST, 16519, SPRING LAKE, MI 49456-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10753 MACATAWA DR, HOLLAND, MI 49424-9572

Tax Assessment & Valuation

The 2025 property tax bill for 10855 Pine Bow Ct was $4,851 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Olive Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,600 (+9.48%)	$427,200 (+9.48%)
2025	$4,851.00 Homeowner's exemption	$195,100	$390,200
2023		$152,100	$304,200
2022	$4,159.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10855 Pine Bow Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10855 Pine Bow Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Acentek, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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