10850 Pine Bow Ct, West Olive, MI 49460 Property Records

Ottawa County property record for 10850 Pine Bow Ct, West Olive, MI 49460

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,728 sqft · built 2020
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2021)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-12-02-130-013`

Property Details

APN / Parcel Number

Primary APN	`70-12-02-130-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	11,979 sqft (0.275 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10850 PINE BOW CT
City	WEST OLIVE
State	MI
Zip	49460-8311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 49 PINE MEADOWS CONDOMINIUM, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 4650 PAGES 84-150 OTTAWA COUNTY CONDO PLAN NO 392 SEC 2 T6N R15W
Legal Range	15W
Legal Township	06N
Legal Section	02
Legal Subdivision	PINE MEADOWS CONDOMINIUM
Legal Block	130
Legal Unit	49
Jurisdiction	OTTAWA MI
Township / Civil Division	OLIVE
Census Block Group	2
Census Block	2002
Census Tract	22001

Owner

10850 Pine Bow Ct, a condominium, is owned and occupied by an individual who bought it in July 2021.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	10850 PINE BOW CT, WEST OLIVE, MI 49460-8311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Transfer · Conventional Mortgage NORTHERN MORTGAGE SERVICES LLC
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 16, 2019	Warranty Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on File
Deed Sale	Jul 29, 2021 · Amount on File
Prior Sale	Jun 8, 2020 · Amount on File
Deed Document Number	202138887
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 29, 2021
Property Address	10850 PINE BOW CT, WEST OLIVE, MI 49460-8311
Document Number	20210038887
Map Reference	LB 4650 PG 84
Instrument Date	Jul 21, 2021
Instrument	2021-0038887
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10850 PINE BOW CT # CT49, 10850, WEST OLIVE, MI 49460-8311

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15158 STATE RD, SPRING LAKE, MI 49456-9138

Mortgage

Document Number	20210038888
Date	Jul 29, 2021
Instrument	2021-0038888

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 8, 2020
Property Address	10850 PINE BOW CT, WEST OLIVE, MI 49460-8311
Document Number	20200022297
Map Reference	LB 4650 PG 84
Instrument Date	May 29, 2020
Instrument	2020-0022297
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,210.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5450 W SHELBY RD, 5450, SHELBY, MI 49455-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8620 BENT PINE DR, LAKE ANN, MI 49650-9414

Mortgage

Document Number	20200022298
Date	Jun 8, 2020
Instrument	2020-0022298

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 16, 2019
Property Address	10850 PINE BOW CT, WEST OLIVE, MI 49460-8311
Document Number	20190028443
Map Reference	LB 4650 PG 84
Instrument Date	Aug 13, 2019
Instrument	2019-0028443
Transaction Type	Construction Loan
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13711 STANTON ST, 13711, WEST OLIVE, MI 49460-9696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5450 W SHELBY RD, WEST OLIVE, MI 49460

Mortgage

Document Number	20190028444
Date	Aug 16, 2019
Instrument	2019-0028444

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10850 Pine Bow Ct was $4,765 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Olive Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,900	$421,800
2025	$4,765.00
2023		$149,500	$299,000
2022	$4,055.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10850 Pine Bow Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10850 Pine Bow Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Acentek, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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