10875 Pine Bow Ct, West Olive, MI 49460 Property Records

Ottawa County property record for 10875 Pine Bow Ct, West Olive, MI 49460

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,392 sqft · built 2019
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jul 2022)
Tax Bill	$4,707 (2025)
Deeds & Mortgages	Jun 2026 Sale Aug 2019 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-12-02-130-005`

Property Details

APN / Parcel Number

Primary APN	`70-12-02-130-005`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Basement Area	1,380 sqft
Unfinished Basement	1,380 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Lot Area	11,979 sqft (0.275 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10875 PINE BOW CT
City	WEST OLIVE
State	MI
Zip	49460-8313
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 41 PINE MEADOWS CONDOMINIUM, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 4650 PAGES 84-150 OTTAWA COUNTY CONDO PLAN NO 392 SEC 2 T6N R15W
Legal Range	15W
Legal Township	06N
Legal Section	02
Legal Subdivision	PINE MEADOWES CONDOMINIUM
Legal Block	130
Legal Unit	41
Jurisdiction	OTTAWA MI
Township / Civil Division	OLIVE
Census Block Group	2
Census Block	2002
Census Tract	22001

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 6, 2019	Deed of Trust, Mortgage · Construction Mortgage SHEPHERDS FINANCE LLC
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Mar 30, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Aug 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage R & D RESOURCES LLC
Feb 20, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	202225781
Prior Transfer Date	Jan 18, 2010
Prior Transfer Doc	20170006324
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 24, 2026
Property Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20260018971
Instrument Date	Jun 24, 2026
Instrument	202618971
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190026680
Date	Aug 6, 2019
Instrument	2019-0026680

Lender

Name	SHEPHERDS FINANCE LLC
Type	Non-Lending Institution
Address	JACKSONVILLE, FL 32258

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 15, 2022
Property Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20220025781
Map Reference	LB 4650 PG 84
Instrument Date	Jul 6, 2022
Instrument	2022-0025781
Transaction Type	Transfer
Record Updated	Jan 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17509 MEADOW WOOD RD, SPRING LAKE, MI 49456-9447

Mortgage

Document Number	20220025782
Date	Jul 15, 2022
Instrument	2022-0025782

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 30, 2020
Property Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20200012263
Map Reference	LB 4650 PG 84
Instrument Date	Mar 27, 2020
Instrument	2020-0012263
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5450 W SHELBY RD, SHELBY, MI 49455-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 FULTON ST E APT 373, 373, GRAND RAPIDS, MI 49503-4468

Mortgage

Document Number	20200012264
Date	Mar 30, 2020
Instrument	2020-0012264

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 6, 2019
Property Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20190026679
Map Reference	LB 4650 PG 84
Instrument Date	Jul 30, 2019
Instrument	2019-0026679
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13711 STANTON ST, WEST OLIVE, MI 49460-9696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5450 W SHELBY RD, SHELBY, MI 49455-9243

Mortgage

Document Number	20190026682
Date	Aug 6, 2019
Instrument	2019-0026682

Lender

Name	R & D RESOURCES LLC
Type	Non-Lending Institution
Address	WEST OLIVE, MI 49460

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	OTTAWA MI
Recording Date	Feb 20, 2017
Property Address	10875 PINE BOW CT, WEST OLIVE, MI 49460-8313
Document Number	20170006324
Map Reference	LB4650 PG84
Instrument Date	Jan 18, 2010
Instrument	2017-0006324
Transaction Type	Foreclosure
Record Updated	Jan 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16519 LAKEVIEW ST, SPRING LAKE, MI 49456-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10753 MACATAWA DR, HOLLAND, MI 49424-9572

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Olive Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,200 (+47.03%)	$416,400 (+47.03%)
2025	$4,707.00 (+28.08%)
2023		$141,600	$283,200
2022	$3,675.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Acentek, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Bow Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures