10838 Pine Bow Ct, West Olive, MI 49460 Property Records

Ottawa County property record for 10838 Pine Bow Ct, West Olive, MI 49460

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,470 sqft · built 2023
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on File
Last Sale	$64,900 (Mar 2022)
Tax Bill	$5,849 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-12-02-130-011`

Property Details

APN / Parcel Number

Primary APN	`70-12-02-130-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft
Basement Area	1,470 sqft
Unfinished Basement	1,470 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Lot Area	14,331 sqft (0.329 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10838 PINE BOW CT
City	WEST OLIVE
State	MI
Zip	49460-8311
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 47 PINE MEADOWS CONDOMINIUM, AS AMENDED, AS RECORDED IN MASTER DEED LIBER 4650 PAGES 84-150 OTTAWA COUNTY CONDO PLAN NO 392 SEC 2 T6N R15W
Legal Range	15W
Legal Township	06N
Legal Section	02
Legal Subdivision	PINE MEADOWS CONDO
Legal Block	130
Legal Unit	47
Jurisdiction	OTTAWA MI
Township / Civil Division	OLIVE
Census Block Group	2
Census Block	2002
Census Tract	22001

Owner

10838 Pine Bow Ct, a condominium, is owned and occupied by an individual who acquired it in August 2022.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	10838 PINE BOW CT, WEST OLIVE, MI 49460-8311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF MICHIGAN
Sep 6, 2022	Intrafamily Transfer, Transfer · Line of Credit UNITED BANK OF MICHIGAN
Mar 28, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED BANK OF MICHIGAN
Apr 12, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on File
Deed Sale	Mar 28, 2022 · Amount on File
Prior Sale	Apr 12, 2021 · Amount on File
Deed Document Number	202211617
Last Transfer Date	Aug 8, 2022
Transfer Doc	20220031717
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	10838 PINE BOW CT, WEST OLIVE, MI 49460-8311
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10838 PINE BOW CT, WEST OLIVE, MI 49460-8311

Mortgage

Document Number	20230018643
Date	Jul 28, 2023
Instrument	2023-0018643

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 6, 2022
Property Address	10838 PINE BOW CT, WEST OLIVE, MI 49460-8311
Document Number	20220031717
Map Reference	LB 4650 PG 84
Instrument Date	Aug 8, 2022
Instrument	2022-0031717
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10838 PINE BOW CT, WEST OLIVE, MI 49460-8311

Mortgage

Document Number	20220031716
Date	Sep 6, 2022
Instrument	2022-0031716

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Jun 1, 2023

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 28, 2022
Property Address	10838 PINE BOW CT, WEST OLIVE, MI 49460-8311
Document Number	20220011617
Map Reference	LB 4650 PG 84
Instrument Date	Mar 21, 2022
Instrument	2022-0011617
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2022
Title Company	NEXT DOOR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1636 LAKE MICHIGAN DR NW, 1636, GRAND RAPIDS, MI 49534-8920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7688 HICKORY AVE, JENISON, MI 49428-7943

Mortgage

Document Number	20220011618
Date	Mar 28, 2022
Instrument	2022-0011618

Lender

Name	UNITED BANK OF MICHIGAN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 12, 2021
Property Address	10838 PINE BOW CT, WEST OLIVE, MI 49460-8311
Document Number	20210019722
Map Reference	LB 4650 PG 84
Instrument Date	Mar 31, 2021
Instrument	2021-0019722
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9399 136TH AVE, 9399, WEST OLIVE, MI 49460-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1636 LAKE MICHIGAN DR NW, GRAND RAPIDS, MI 49534-8920

Tax Assessment & Valuation

The 2025 property tax bill for 10838 Pine Bow Ct was $5,849 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Olive Township
Unified School District	Zeeland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,200	$522,400
2025	$5,849.00
2023		$72,400	$144,800
2022	$1,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10838 Pine Bow Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10838 Pine Bow Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Acentek, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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