1085 E Cardinal Dr, Lock Haven, PA 17745 Property Records

Clinton County property record for 1085 E Cardinal Dr, Lock Haven, PA 17745

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,088 sqft · built 1977
Lot Size0.76 acres (33,106 sqft)
OwnerCompany Name on Record
Last Sale$293,000 (Nov 2012)
Tax Bill$5,856 (2026)
Deeds & MortgagesJan 2024 Transfer
Nov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-20690

Property Details

APN / Parcel Number

Primary APN29-20690
Alternative APN
  • 7A-A-0012

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,088 sqft Living Area
Gross Area6,464 sqft
1st Floor Area2,024 sqft
Basement Area2,024 sqft
Unfinished Basement2,024 sqft
Family RoomFamily Room
Interior WallsPlaster

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area33,106 sqft (0.76 acres)
Garage Area856 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number7A-A -0012
Street Address1085 E CARDINAL DR
CityLOCK HAVEN
StatePA
Zip17745-8802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionSAGAMORE HILLS PLOT PLAN
JurisdictionCLINTON PA
Township / Civil DivisionPINE CREEK
Census Block Group2
Census Block2049
Census Tract30400

Owner

Source: Clinton County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1085 E CARDINAL DR, LOCK HAVEN, PA 17745-8802
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Intrafamily Transfer, Transfer
Nov 30, 2017Deed of Trust, Mortgage · Line of Credit
JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2012 · Amount on Record
Deed SaleNov 15, 2012 · Amount on Record
Prior SaleAug 12, 1997 · Amount on Record
Deed Document Number20125131
Last Transfer DateJan 29, 2024
Transfer Doc0202400261
Record UpdatedJun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLINTON PA
Recording DateJan 30, 2024
Property Address1085 E CARDINAL DR, LOCK HAVEN, PA 17745-8802
Document Number0202400261
Instrument DateJan 11, 2024
Instrument2024-00261
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1085 E CARDINAL DR, LOCK HAVEN, PA 17745-8802

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address1085 E CARDINAL DR, LOCK HAVEN, PA 17745-8802

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address1085 E CARDINAL DR, LOCK HAVEN, PA 17745-8802
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017004962
DateNov 30, 2017
Instrument2017-004962
Lender
NameJERSEY SHORE STATE BANK
TypeBank
AddressLOCK HAVEN, PA 17745
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyClinton County
County SubdivisionPine Creek Township
Unified School DistrictKeystone Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,856.00 (+8.69%)$257,500 (-) Land $39,400 Building $218,100
2023$5,388.00$257,500 Land $39,400 Building $218,100
2008$257,500 Land $39,400 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWC APPALACHIAN DIST
private · serves 3,000 people · EPA ID PA4180067
Water SourceGroundwater
Last State InspectionJul 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: River Valley Internet, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Cardinal Dr

Nearby Streets

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