1094 E Cardinal Dr, Lock Haven, PA 17745 Property Records

Clinton County property record for 1094 E Cardinal Dr, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,364 sqft · built 1985
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Jul 2006)
Tax Bill	$4,899 (2026)
Deeds & Mortgages	Sep 2023 Transfer Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-20314`

Property Details

APN / Parcel Number

Primary APN	`29-20314`
Alternative APN	`7A-A-0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	4,414 sqft
1st Floor Area	1,182 sqft
Basement Area	1,804 sqft
Unfinished Basement	1,804 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	7A-A -0005
Street Address	1094 E CARDINAL DR
City	LOCK HAVEN
State	PA
Zip	17745-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SAGAMORE HILLS PLOT PLAN
Jurisdiction	CLINTON PA
Township / Civil Division	PINE CREEK
Census Block Group	2
Census Block	2048
Census Tract	30400

Owner

Source: Clinton County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1094 E CARDINAL DR, LOCK HAVEN, PA 17745-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Intrafamily Transfer, Transfer
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit JERSEY SHORE STATE BANK
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage PSECU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2006 · Amount on Record
Deed Sale	Jul 24, 2006 · Amount on Record
Deed Document Number	20063856
Prior Transfer Date	Jul 21, 2006
Prior Transfer Doc	0200603856
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON PA
Recording Date	Sep 22, 2023
Property Address	1094 E CARDINAL DR, LOCK HAVEN, PA 17745-8801
Document Number	0202303072
Instrument Date	Sep 21, 2023
Instrument	2023-03072
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1094 E CARDINAL DR, LOCK HAVEN, PA 17745-8801

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	1094 E CARDINAL DR, LOCK HAVEN, PA 17745-8801
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202301221
Date	Apr 25, 2023
Instrument	2023-01221

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	BELLEFONTE, PA 16823

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	1094 E CARDINAL DR, LOCK HAVEN, PA 17745-8801
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004771
Date	Nov 16, 2017
Instrument	2017-004771

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2027

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Pine Creek Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,899.00 (+8.7%)	$215,400 (-) Land $35,800 Building $179,600
2023	$4,507.00	$215,400 Land $35,800 Building $179,600
2008			$215,400 Land $35,800 Building $179,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC APPALACHIAN DIST private · serves 3,000 people · EPA ID PA4180067
Water Source	Groundwater
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: River Valley Internet, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Cardinal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures