1054 E Cardinal Dr, Lock Haven, PA 17745 Property Records

Clinton County property record for 1054 E Cardinal Dr, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,572 sqft · built 1976
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Last Sale	$231,147 (Jan 2016)
Tax Bill	$4,978 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-14968`

Property Details

APN / Parcel Number

Primary APN	`29-14968`
Alternative APN	`7A-A-0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	3,633 sqft
1st Floor Area	1,306 sqft
Basement Area	1,306 sqft
Finished Basement	600 sqft
Unfinished Basement	706 sqft
Family Room	Family Room
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	EIFS / Synthetic Stucco
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	38,333 sqft (0.88 acres)
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	7A-A -0002
Street Address	1054 E CARDINAL DR
City	LOCK HAVEN
State	PA
Zip	17745-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	THE SAGAMORE HILLS PLOT PLAN
Jurisdiction	CLINTON PA
Township / Civil Division	PINE CREEK
Census Block Group	2
Census Block	2048
Census Tract	30400

Owner

1054 E Cardinal Dr is owned and occupied by two individuals who bought it in January 2016.

Source: Clinton County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1054 E CARDINAL DR, LOCK HAVEN, PA 17745-8800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2016 · Amount on File
Deed Sale	Jan 14, 2016 · Amount on File
Prior Sale	Nov 1, 2005 · Amount on File
Deed Document Number	20162015-00164
Prior Transfer Date	Jun 18, 2013
Prior Transfer Doc	0201303197
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	1054 E CARDINAL DR, LOCK HAVEN, PA 17745-8800
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 E CARDINAL DR, LOCK HAVEN, PA 17745-8800

Mortgage

Document Number	2020005233
Date	Dec 21, 2020
Instrument	2020-005233

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 8, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	1054 E CARDINAL DR, LOCK HAVEN, PA 17745-8800
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 E CARDINAL DR, LOCK HAVEN, PA 17745-8800

Mortgage

Document Number	0202204556
Date	Nov 4, 2022
Instrument	2022-04556

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1054 E Cardinal Dr was $4,978 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
County Subdivision	Pine Creek Township
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,978.00 Homeowner's exemption	$218,900 Land $40,200 Building $178,700
2023	$4,580.00	$218,900 Land $40,200 Building $178,700
2008			$218,900 Land $40,200 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1054 E Cardinal Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1054 E Cardinal Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWC APPALACHIAN DIST private · serves 3,000 people · EPA ID PA4180067
Water Source	Groundwater
Last State Inspection	Jul 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: River Valley Internet, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Cardinal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures