Frederick County property record for 10846 Gambrill Park Rd, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,850 sqft · built 1987 |
| Lot Size | 5.66 acres (246,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Nov 2003) |
| Tax Bill | $4,365 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-357618 |
| Primary APN | 16-357618 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 246,550 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 357618 |
|---|---|
| Street Address | 10846 GAMBRILL PARK RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LT 8 SECT 1 BLK B 5.667 AC - LOST EDEN GAMBRILL PARK ROAD |
| Legal Subdivision | LOST EDEN |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 16, JACKSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 770700 |
10846 Gambrill Park Rd is owned and occupied by two individuals who bought it in November 2003.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10846 GAMBRILL PARK RD, FREDERICK, MD 21702-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2003 · Amount on File |
| Deed Sale | Nov 3, 2003 · Amount on File |
| Prior Sale | Dec 14, 1993 · Amount on File |
| Deed Document Number | 20038408 |
| Deed Book / Page | 4227 / 575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10846 GAMBRILL PARK RD, FREDERICK, MD 21702-1618 |
| Document Number | 0144780003 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10846 GAMBRILL PARK RD FREDERICK MD 217021618, FREDERICK, MD 21702-1618 |
| Document Number | 0144780003 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 014478/000003 |
| Name | NEXBANK |
|---|---|
| Address | DALLAS, TX 75201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2051 |
The 2025 property tax bill for 10846 Gambrill Park Rd was $4,365 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,700 Land $138,600 Building $253,100 | $391,700 Land $138,600 Building $253,100 | |
| 2025 | $4,365.00 | ||
| 2023 | $3,795.00 Homeowner's exemption | $311,200 Land $118,600 Building $192,600 | $311,200 Land $118,600 Building $192,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10846 Gambrill Park Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1996–2003) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10846 Gambrill Park Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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