10830 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10830 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,734 sqft · built 2000
Lot Size	6.66 acres (290,545 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (May 2019)
Tax Bill	$7,440 (2025)
Deeds & Mortgages	Feb 2024 Transfer Jan 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-357472`

Property Details

APN / Parcel Number

Primary APN	`16-357472`
Alternative APN	`357472`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,309 sqft
1st Floor Area	1,996 sqft
Utility Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	290,545 sqft
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	826 sqft
Deck Area	296 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	357472
Street Address	10830 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 5 - 6.67 ACRES GAMBRILL PARK RD LOST EDEN
Legal Subdivision	LOST EDEN
Legal Block	A
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	1
Census Block	1001
Census Tract	770700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Intrafamily Transfer, Transfer
Jan 10, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage NYMEO FCU
Oct 14, 2021	Deed of Trust, Mortgage · Line of Credit NYMEO FCU
May 8, 2019	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 17, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on Record
Deed Sale	May 8, 2019 · Amount on Record
Prior Sale	Jan 8, 1998 · Amount on Record
Deed Book / Page	12959 / 291
Last Transfer Date	Feb 1, 2024
Transfer Doc	0167520342
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Feb 5, 2024
Property Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Document Number	0167520342
Book / Page	16752 / 342
Map Reference	MB 25 FO 116
Instrument Date	Feb 1, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0134550278
Date	Jan 10, 2020
Book Page	13455/0278

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138760067
Date	Jul 7, 2020
Book Page	13876/67

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138760050
Date	Jul 7, 2020
Book Page	13876/50

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153820300
Date	Oct 14, 2021
Book Page	15382/300

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 8, 2019
Property Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Document Number	0129590291
Book / Page	12959 / 0291
Map Reference	MB 25 FO 116
Instrument Date	Apr 30, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS SIGNATURE SETMNT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618

Mortgage

Document Number	129590298
Date	May 8, 2019
Instrument	12959/0298

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10830 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Document Number	0124150207
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10830 GAMBRILL PARK RD FREDERICK MD 217021618, FREDERICK, MD 21702-1618

Mortgage

Document Number	0124150207
Date	May 15, 2018
Book Page	012415/000207

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$693,000 (+8.1%) Land $142,600 Building $550,400	$693,000 (-) Land $142,600 Building $550,400
2025	$7,440.00 (+6.19%) Homeowner's exemption	$641,067 (+19.33%)	$693,000 (+29%) Land $142,600 Building $550,400
2024	$7,006.00 (+8.74%)
2023	$6,443.00 Homeowner's exemption	$537,200 Land $122,600 Building $414,600	$537,200 Land $122,600 Building $414,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 77% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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