10848 Gambrill Park Rd, Frederick, MD 21702 Property Records

Frederick County property record for 10848 Gambrill Park Rd, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,695 sqft · built 1986
Lot Size	6.31 acres (275,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2022)
Tax Bill	$7,365 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-357626`

Property Details

APN / Parcel Number

Primary APN	`16-357626`
Alternative APN	`357626`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,695 sqft Living Area
Gross Area	4,558 sqft
1st Floor Area	1,909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	275,299 sqft
Garage Type	Attached
Garage Area	863 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	357626
Street Address	10848 GAMBRILL PARK RD
City	FREDERICK
State	MD
Zip	21702-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	LT 9 SECT 1 BLK B 6.322 AC - LOST EDEN GAMBRILL PARK RD.
Legal Subdivision	EDEN SEC I
Legal Block	B
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	16, JACKSON
Census Block Group	1
Census Block	1001
Census Tract	770700

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10848 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Construction Mortgage WOODSBORO BANK
Jun 30, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Dec 13, 2011 · Amount on Record
Deed Book / Page	16014 / 197
Prior Transfer Date	Oct 13, 2006
Prior Transfer Doc	0062960206
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	10848 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BLANDWOOD RD, FREDERICK, MD 21701-3178

Mortgage

Document Number	0165790022
Date	Aug 28, 2023
Book Page	16579/22

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2054

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2022
Property Address	10848 GAMBRILL PARK RD, FREDERICK, MD 21702-1618
Document Number	0160140197
Book / Page	16014 / 197
Map Reference	MB 27 PG 52
Instrument Date	Jun 20, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	646 BLANDWOOD RD, FREDERICK, MD 21701-3178

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,900 (+9.95%) Land $141,200 Building $587,700	$728,900 (-) Land $141,200 Building $587,700
2025	$7,365.00 (+6.29%) Homeowner's exemption	$662,933 (+446.52%)	$728,900 (+500.91%) Land $141,200 Building $587,700
2024	$6,929.00 (+341.62%)
2023	$1,569.00	$121,300 Land $121,200 Building $100	$121,300 Land $121,200 Building $100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1996–2003)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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