Pasco County property record for 10845 Tree Cactus Loop, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,812 sqft · built 2005 |
| Lot Size | 0.174 acres (7,580 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $222,005 (Jul 2005) |
| Tax Bill | $2,268 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-25-17-0010-00800-0090 |
| Primary APN | 13-25-17-0010-00800-0090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,271 sqft |
| 1st Floor Area | 1,812 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,580 sqft (0.174 acres) |
| Garage Type | Attached |
| Garage Area | 459 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 144 sqft |
| Porch | Open Porch |
| Porch Area | 139 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 10845 TREE CACTUS LOOP |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-6878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | SUNCOAST LAKES PHASE 1 PB 47 PG 001 BLOCK 8 LOT 9 OR 6473 PG 1966 OR 7971 PG 1151 OR 8976 PG 2430 |
| Legal Range | 17E |
| Legal Township | 25S |
| Legal Section | 13 |
| Legal Subdivision | SUNCOAST LAKES |
| Legal Tract | 10 |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | NEW PORT RICHEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 31701 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10845 TREE CACTUS LOOP, LAND O LAKES, FL 34638-6878 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2005 · Amount on Record |
| Deed Sale | Jul 14, 2005 · Amount on Record |
| Prior Sale | Nov 19, 2004 · Amount on Record |
| Deed Document Number | 2005141915 |
| Deed Book / Page | 6473 / 1966 |
| Last Transfer Date | Dec 27, 2013 |
| Transfer Doc | 0089762430 |
| Record Updated | Jun 8, 2026 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,330 (+2.9%) | $309,662 (-0.27%) Land $71,707 Building $237,955 | |
| 2025 | $2,268.00 (+2.72%) Homeowner's exemption | $158,730 (+5.98%) Land $71,707 Building $87,023 | $310,489 (+1.42%) Land $71,707 Building $238,782 |
| 2024 | $2,208.00 (+4.15%) | ||
| 2023 | $2,120.00 (+11.34%) Additional exemption filed | $149,770 (+3%) Land $59,276 Building $90,494 | $306,155 (+13.3%) Land $59,276 Building $246,879 |
| 2022 | $1,904.00 Homeowner's exemption | $145,410 Land $49,422 Building $95,988 | $270,219 Land $49,422 Building $220,797 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 689 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 689 in force |
| Nearby Flood Claims | 10 (2004–2025) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Dec 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures