10841 Tree Cactus Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 10841 Tree Cactus Loop, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,812 sqft · built 2005
Lot Size0.25 acres (10,932 sqft)
OwnerOwner Name on File
Last Sale$187,705 (Jul 2005)
Tax Bill$2,215 (2025)
Flood ZoneZone X (minimal risk)
APN13-25-17-0010-00800-0100

Property Details

APN / Parcel Number

Primary APN13-25-17-0010-00800-0100
Alternative APN
  • 1260701

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,812 sqft Living Area
Gross Area2,410 sqft
1st Floor Area1,812 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,932 sqft (0.25 acres)
Garage Area459 sqft
DrivewayDriveway
Driveway Area543 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area139 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1260701
Street Address10841 TREE CACTUS LOOP
CityLAND O LAKES
StateFL
Zip34638-6878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionSUNCOAST LAKES PHASE 1 PB 47 PG 001 BLOCK 8 LOT 10 OR 6498 PG 670
Legal Range17E
Legal Township25S
Legal Section13
Legal SubdivisionSUNCOAST LAKES
Legal Phase1
Legal Tract10
Legal Block8
Legal Lot Number10
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1010
Census Tract31701

Owner

The current owner of 10841 Tree Cactus Loop bought it in July 2005.

Source: Pasco County records, as of December 19, 2025

Owner of RecordOwner Name on File
Mailing Address10841 TREE CACTUS LOOP, LAND O LAKES, FL 34638-6878
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2005 · Amount on File
Deed SaleJul 28, 2005 · Amount on File
Prior SaleOct 12, 2004 · Amount on File
Deed Document Number2005153124
Deed Book / Page6498 / 0670
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10841 Tree Cactus Loop was $2,215 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,215.00 Homeowner's exemption$155,610 Land $84,126 Building $71,484$316,167 Land $84,126 Building $232,041
2023$2,071.00 Additional exemption filed$146,830 Land $69,726 Building $77,104$309,515 Land $69,726 Building $239,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10841 Tree Cactus Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 689 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies689 in force
Nearby Flood Claims10 (2004–2025)
Claims Outside the SFHA9 of 10
Most Recent ClaimDec 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10841 Tree Cactus Loop is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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