1. Home
  2. Florida
  3. Pasco County
  4. Land O Lakes
  5. Tree Cactus Loop

10825 Tree Cactus Loop, Land O Lakes, FL 34638 Property Records

Pasco County property record for 10825 Tree Cactus Loop, Land O Lakes, FL 34638

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,440 sqft · built 2005
Lot Size0.199 acres (8,646 sqft)
Owner2 Company Names on Record
Last Sale$280,682 (Jul 2005)
Tax Bill$2,678 (2025)
Deeds & MortgagesMar 2021 Transfer
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-25-17-0010-00800-0140

Property Details

APN / Parcel Number

Primary APN13-25-17-0010-00800-0140
Alternative APNs
  • 1725130010008000140
  • 1260705

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,440 sqft Living Area
Gross Area2,899 sqft
1st Floor Area1,812 sqft
Upper Floors Area628 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,646 sqft (0.199 acres)
Garage TypeAttached
Garage Area459 sqft
DrivewayConcrete Driveway
Driveway Area639 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area351 sqft
PorchOpen Porch
Porch Area139 sqft
Deck AreaDeck Area
Patio Area465 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address10825 TREE CACTUS LOOP
CityLAND O LAKES
StateFL
Zip34638-6878
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionSUNCOAST LAKES PHASE 1 PB 47 PG 001 BLOCK 8 LOT 14
Legal Range17E
Legal Township25S
Legal Section13
Legal SubdivisionSUNCOAST LAKES
Legal Tract10
Legal Block8
Legal Lot Number14
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group1
Census Block1010
Census Tract31701

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10825 TREE CACTUS LOOP, LAND O LAKES, FL 34638-6878
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Sep 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Jul 8, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2005 · Amount on Record
Deed SaleJul 14, 2005 · Amount on Record
Prior SaleNov 19, 2004 · Amount on Record
Deed Document Number2005141926
Deed Book / Page6474 / 45
Last Transfer DateFeb 25, 2021
Transfer Doc0103110328
Record UpdatedJun 8, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPASCO FL
Recording DateMar 29, 2021
Property Address10825 TREE CACTUS LOOP, LAND O LAKES, FL 34638-6878
Document Number0103110328
Book / Page10311 / 328
Map ReferenceMB 47 PG 1-24
Instrument DateFeb 25, 2021
Instrument2021062080
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10825 TREE CACTUS LOOP, LAND O LAKES, FL 34638-6878

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address10825 TREE CACTUS LOOP, LAND O LAKES, FL 34638-6878
Document Number0099702286
Instrument DateSep 3, 2019
Transaction TypeMortgage
Record UpdatedSep 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10825 TREE CACTUS LOOP LAND O LAKES FL 346386878, LAND O LAKES, FL 34638-6878

Mortgage

Document Number0099702286
DateSep 10, 2019
Book Page009970/002286
Instrument153825
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 9, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 8, 2019
Property Address10825 TREE CACTUS LOOP, LAND O LAKES, FL 34638-6878
Document Number0099340103
Book / Page009934 / 000103
Instrument DateJun 14, 2019
Instrument113364
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10825 TREE CACTUS LOOP LAND O LAKES FL 346386878, LAND O LAKES, FL 34638-6878

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$188,450 (+2.9%)$365,649 (-0.17%) Land $65,733 Building $299,916
2025$2,678.00 (+2.64%) Homeowner's exemption$183,140 (+5.98%) Land $65,733 Building $117,407$366,270 (+0.15%) Land $65,733 Building $300,537
2024$2,609.00 (+3.99%)
2023$2,509.00 (+11.31%) Additional exemption filed$172,800 (+3%) Land $54,319 Building $118,481$365,704 (+12.76%) Land $54,319 Building $311,385
2022$2,254.00 Homeowner's exemption$167,770 Land $45,280 Building $122,490$324,308 Land $45,280 Building $279,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 689 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies689 in force
Nearby Flood Claims10 (2004–2025)
Claims Outside the SFHA9 of 10
Most Recent ClaimDec 2025
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Tree Cactus Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures