Hamilton County property record for 1084 Stream Ridge Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,123 sqft · built 2008 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Oct 2016) |
| Tax Bill | $15,630 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0203-0343-00 |
| Primary APN | 500-0203-0343-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,123 sqft Living Area |
| Gross Area | 5,340 sqft |
| 1st Floor Area | 1,496 sqft |
| 2nd Floor Area | 1,627 sqft |
| Basement Area | 1,450 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,848 sqft (0.272 acres) |
| Garage Type | Attached |
| Garage Area | 767 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 120 sqft |
| Patio Area | 350 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1084 STREAM RIDGE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STREAM RIDGE LN 0.2720 ACLOT 2 THE WOODS AT COLDSTREAM PARK SUB |
| Legal Subdivision | WOODS AT COLDSTREAM PARK SUB |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25103 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1084 STREAM RIDGE LN, CINCINNATI, OH 45255-4322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 19, 2026 | Transfer on Death Deed, Transfer |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2016 · Amount on Record |
| Deed Sale | Oct 12, 2016 · Amount on Record |
| Prior Sale | Aug 14, 2009 · Amount on Record |
| Deed Document Number | 201695913 |
| Prior Transfer Date | Aug 7, 2009 |
| Prior Transfer Doc | 0000000343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 19, 2026 |
| Property Address | 1084 STREAM RIDGE LN, CINCINNATI, OH 45255-4322 |
| Document Number | 0000020529 |
| Book / Page | 15626 / 1644 |
| Map Reference | MB 398 PG 74&75 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026-0020529 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1084 STREAM RIDGE LN, CINCINNATI, OH 45255-4322 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1084 STREAM RIDGE LN, CINCINNATI, OH 45255-4322 |
| Document Number | 0000001371 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1084 STREAM RIDGE LN CINCINNATI OH 452554322, CINCINNATI, OH 45255-4322 |
| Document Number | 0000001371 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 014328/000176 |
| Instrument | 1371 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 5, 2036 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,630.00 (+2.88%) | $248,021 (-) Land $30,625 Building $217,396 | $708,630 (-) Land $87,500 Building $621,130 |
| 2024 | $15,192.00 (+5.08%) | $248,021 (-) Land $30,625 Building $217,396 | |
| 2023 | $14,457.00 (+7.02%) | $248,021 (+19.45%) Land $30,625 Building $217,396 | $708,630 (+19.45%) Land $87,500 Building $621,130 |
| 2022 | $13,509.00 Homeowner's exemption | $207,638 Land $27,685 Building $179,953 | |
| 2020 | $593,250 Land $79,100 Building $514,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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