Hamilton County property record for 1065 Stream Ridge Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,629 sqft · built 1991 |
| Lot Size | 0.326 acres (14,201 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $331,000 (Jun 2010) |
| Tax Bill | $9,091 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0204-0196-00 |
| Primary APN | 500-0204-0196-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,629 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| 2nd Floor Area | 1,071 sqft |
| Upper Floors Area | 115 sqft |
| Basement Area | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,201 sqft (0.326 acres) |
| Lot Dimensions | 151 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1065 STREAM RIDGE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STREAM RIDGE LA 87.30 X 151.40 FT IRR LOT15 COLDSTREAM PARK SUB |
| Legal Subdivision | COLDSTREAM PARK SUB |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25103 |
The current owner of 1065 Stream Ridge Ln bought it in June 2010.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1065 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 7, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Oct 9, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2010 · Amount on File |
| Deed Sale | Jun 9, 2010 · Amount on File |
| Prior Sale | May 12, 2003 · Amount on File |
| Deed Document Number | 10-063764 |
| Deed Book / Page | 11451 / 00581 |
| Prior Transfer Date | Jun 8, 2010 |
| Prior Transfer Doc | 0000063764 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1065 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1065 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Document Number | 0000033553 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 14919/1519 |
| Instrument | 2023-0033553 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 27, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1065 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200128123 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 14309/2405 |
| Instrument | 2020-0128123 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1065 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Document Number | 0000099495 |
| Instrument Date | Oct 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1065 STREAM RIDGE LN CINCINNATI OH 452554323, CINCINNATI, OH 45255-4323 |
| Document Number | 0000099495 |
|---|---|
| Date | Nov 7, 2018 |
| Book Page | 013792/001906 |
| Instrument | 99495 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 6, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1065 Stream Ridge Ln was $9,091, up 2.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,091.00 (+2.85%) | $143,021 (-) Land $30,625 Building $112,396 | |
| 2024 | $8,839.00 (+5.05%) | $143,021 (-) Land $30,625 Building $112,396 | |
| 2023 | $8,414.00 (+3.63%) | $143,021 (+15.64%) Land $30,625 Building $112,396 | $408,630 Land $87,500 Building $321,130 |
| 2022 | $8,119.00 Homeowner's exemption | $123,673 Land $27,685 Building $95,988 | |
| 2020 | $353,350 Land $79,100 Building $274,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1065 Stream Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1065 Stream Ridge Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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