Hamilton County property record for 1079 Stream Ridge Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,165 sqft · built 2009 |
| Lot Size | 0.282 acres (12,262 sqft) |
| Owner | Company Name on File |
| Last Sale | $540,430 (May 2009) |
| Tax Bill | $13,553 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0203-0354-00 |
| Primary APN | 500-0203-0354-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,165 sqft Living Area |
| Gross Area | 6,128 sqft |
| 1st Floor Area | 1,908 sqft |
| 2nd Floor Area | 1,682 sqft |
| Basement Area | 1,908 sqft |
| Finished Basement | 1,575 sqft |
| Unfinished Basement | 333 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,262 sqft (0.282 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 508 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1079 STREAM RIDGE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STREAM RIDGE LN 0.2815 AC LOT 13 WOODS AT COLDSTREAM PARK SUB |
| Legal Subdivision | WOODS AT COLDSTREAM PARK SUB |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25103 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1079 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Dec 31, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2009 · Amount on File |
| Deed Sale | May 29, 2009 · Amount on File |
| Deed Document Number | 200971479 |
| Deed Book / Page | 11152 / 579 |
| Prior Transfer Date | May 15, 2009 |
| Prior Transfer Doc | 0000000478 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1079 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026102 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 17-0026102 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 31, 2018 |
| Property Address | 1079 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Document Number | 0000113723 |
| Book / Page | 013824 / 002282 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 113723 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1079 STREAM RIDGE LN CINCINNATI OH 452554323, CINCINNATI, OH 45255-4323 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,553.00 (+2.88%) | $214,746 (-) Land $30,625 Building $184,121 | $613,560 (-) Land $87,500 Building $526,060 |
| 2024 | $13,174.00 (+5.07%) | $214,746 (-) Land $30,625 Building $184,121 | |
| 2023 | $12,538.00 (+2.83%) | $214,746 (+14.65%) Land $30,625 Building $184,121 | $613,560 (+14.65%) Land $87,500 Building $526,060 |
| 2022 | $12,193.00 Homeowner's exemption | $187,313 Land $27,685 Building $159,628 | |
| 2020 | $535,180 Land $79,100 Building $456,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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