McHenry County property record for 1084 Black Cherry Dr, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,835 sqft · built 2019 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $391,500 (Dec 2019) |
| Deeds & Mortgages | Dec 2023 Transfer Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-27-485-020 |
| Primary APN | 14-27-485-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Building Area | 1,835 sqft Living Area |
| Basement Area | 1,835 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1084 BLACK CHERRY DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2019R0042370 LT 453 WOODLORE ESTATES SUB |
| Legal Subdivision | WOODLORE ESTATES |
| Legal Lot Number | 453 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 870809 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1084 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 1, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 10, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2019 · Amount on Record |
| Deed Sale | Dec 10, 2019 · Amount on Record |
| Prior Sale | Dec 10, 2019 · Amount on Record |
| Deed Document Number | 0000042370 |
| Last Transfer Date | Dec 1, 2023 |
| Transfer Doc | 0000030356 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 1, 2023 |
| Property Address | 1084 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Number | 0000030356 |
| Map Reference | DOC 87R04175 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023R0030356 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1084 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1084 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000043213 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020R0043213 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 10, 2019 |
| Property Address | 1084 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Number | 0000042370 |
| Map Reference | DIC 2018R0037478 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019R0042370 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1084 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Number | 0000042371 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 2019R0042371 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Municipality | Crystal Lake City |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Prairie Grove Community School District 46 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $118,366 Land $18,385 Building $99,981 | $355,098 Land $55,155 Building $299,943 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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