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1081 Black Cherry Dr, Crystal Lake, IL 60012 Property Records

McHenry County property record for 1081 Black Cherry Dr, Crystal Lake, IL 60012

Property Summary

Property TypeSingle Family Home
Lot Size0.169 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$297,500 (Sep 2022)
Deeds & MortgagesFeb 2023 Transfer
Sep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-27-486-004

Property Details

APN / Parcel Number

Primary APN14-27-486-004

Exterior

Lot Area7,405 sqft (0.169 acres)

Location & Zoning

Street Address1081 BLACK CHERRY DR
CityCRYSTAL LAKE
StateIL
Zip60012-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0031914 LT 417 WOODLORE ESTATES SUB
Legal SubdivisionWOODLORE ESTATES
Legal Lot Number417
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3010
Census Tract870809

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address1081 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Intrafamily Transfer, Transfer
TRULY TITLE INC, TRULY TITLE
Sep 13, 2022Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2022 · Amount on Record
Deed SaleSep 13, 2022 · Amount on Record
Prior SaleSep 13, 2022 · Amount on Record
Deed Document Number0000031914
Last Transfer DateFeb 27, 2023
Transfer Doc0000004140
Record UpdatedJun 7, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateFeb 27, 2023
Property Address1081 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812
Document Number0000004140
Map ReferenceDOC 2019R0038080
Instrument DateJan 25, 2023
Instrument2023R0004140
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyTRULY TITLE INC, TRULY TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1081 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCHENRY IL
Recording DateSep 13, 2022
Property Address1081 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812
Document Number0000031914
Map ReferenceDOC 2019R0038080
Instrument DateSep 12, 2022
Instrument2022R0031914
Transaction TypeTransfer
Record UpdatedJun 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$297.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 BURNT SIENNA DR, MIDDLETON, WI 53562-9135

Mortgage

Document Number0000031915
DateSep 13, 2022
Instrument2022R0031915
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
MunicipalityCrystal Lake City
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$35,006 Land $7,270 Building $27,736$105,018 Land $21,810 Building $83,208

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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