McHenry County property record for 1077 Black Cherry Dr, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $297,500 (Mar 2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-27-486-003 |
| Primary APN | 14-27-486-003 |
|---|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Street Address | 1077 BLACK CHERRY DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0023376 LT 416 WOODLORE ESTATES SUB |
| Legal Subdivision | WOODLORE ESTATES SUB |
| Legal Lot Number | 416 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 870809 |
Source: McHenry County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 MARION CT, LAKE IN THE HILLS, IL 60156-1593 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 18, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 29, 2023 | Special Warranty Deed, Transfer · VA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on Record |
| Deed Sale | Mar 29, 2023 · Amount on Record |
| Deed Document Number | 20236751 |
| Last Transfer Date | Sep 14, 2023 |
| Transfer Doc | 0000023376 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1077 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1077 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Number | 0000002270 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 2026R0002270 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 18, 2023 |
| Property Address | 1077 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Number | 0000023376 |
| Map Reference | DOC 2019R0038080 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023R0023376 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1077 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Mar 29, 2023 |
| Property Address | 1077 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Number | 0000006751 |
| Map Reference | DOC 2007R008314 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023R0006751 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1077 BLACK CHERRY DR, CRYSTAL LAKE, IL 60012-3812 |
| Document Number | 0000006752 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023R0006752 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Municipality | Crystal Lake City |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Prairie Grove Community School District 46 (KG - 08) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $105,490 (+6,040.28%) Land $24,064 Building $81,426 | $316,470 (+6,040.28%) Land $72,192 Building $244,278 |
| 2022 | $1,718 Land $1,718 | $5,154 Land $5,154 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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