10834 Lance Ave, Allendale, MI 49401 Property Records

Ottawa County property record for 10834 Lance Ave, Allendale, MI 49401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,806 sqft · built 2005
Lot Size	0.341 acres (14,854 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Oct 2022)
Tax Bill	$4,624 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-09-25-181-001`

Property Details

APN / Parcel Number

Primary APN	`70-09-25-181-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Lot Area	14,854 sqft (0.341 acres)
Lot Depth	135 ft Depth
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10834 LANCE AVE
City	ALLENDALE
State	MI
Zip	49401-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 157 DEWPOINTE EAST NO 6
Legal Range	14W
Legal Township	7N
Legal Section	25
Legal Subdivision	DEW POINTE EAST #6
Legal Block	181
Legal Lot Number	157
Jurisdiction	OTTAWA MI
Township / Civil Division	ALLENDALE
Census Block Group	1
Census Block	1009
Census Tract	24401

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND HOME MORTGAGE
Jan 23, 2017	Deed of Trust, Mortgage · ARM FIFTH THIRD MORTGAGE MICHIGAN LLC
Jan 3, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP
May 1, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Jan 3, 2020
Deed Document Number	202236392
Prior Transfer Date	Dec 24, 2019
Prior Transfer Doc	0000000444
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Oct 18, 2022
Property Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318
Document Number	20220036392
Map Reference	LB 42 PG 115
Instrument Date	Oct 13, 2022
Instrument	2022-0036392
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,377.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10834 LANCE AVE, 10834, ALLENDALE, MI 49401-7318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318

Mortgage

Document Number	20220036393
Date	Oct 18, 2022
Instrument	2022-0036393

Lender

Name	HEARTLAND HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170002672
Date	Jan 23, 2017
Instrument	2017-0002672

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jan 3, 2020
Property Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318
Document Number	20200000444
Map Reference	LB 42 PG 115
Instrument Date	Dec 24, 2019
Instrument	2020-0000444
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318

Mortgage

Document Number	20200000445
Date	Jan 3, 2020
Instrument	2020-0000445

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 1, 2018
Property Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318
Document Number	20180015049
Map Reference	LB42 PG115
Instrument Date	Apr 20, 2018
Instrument	2018-0015049
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WEST MI REALTORS TITLE, WEST MICHIGAN REALTORS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10834 LANCE AVE, 10834, ALLENDALE, MI 49401-7318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10834 LANCE AVE, ALLENDALE, MI 49401-7318

Mortgage

Document Number	20180015050
Date	May 1, 2018
Instrument	2018-0015050

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Allendale Charter Township
Unified School District	Allendale Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,500 (+20.85%)	$313,000 (+20.85%)
2025	$4,624.00 (+38.61%)
2023		$129,500	$259,000
2022	$3,336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLENDALE TOWNSHIP serves 19,725 people · EPA ID MI0000127
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Acentek Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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