1082 Hilltop Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1082 Hilltop Rd, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size1.03 acres (44,867 sqft)
Owner2 Company Names on File
Last Sale$385,500 (Jan 2026)
Tax Bill$49 (2025)
Deeds & MortgagesMar 2026 Transfer
Jan 2026 Foreclosure
+ 4 more
Flood ZoneZone X (minimal risk)
APN457009066967000

Property Details

APN / Parcel Number

Primary APN457009066967000
Alternative APNs
  • 550050084552
  • 58441
  • 60441

Exterior

Lot Area44,867 sqft (1.03 acres)
Lot Dimensions207 ft deep x 292 ft wide

Location & Zoning

Account Number60441
Street Address1082 HILLTOP RD
CityMURPHY
StateNC
Zip28906-2983
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 28 COUNTRY PLACE 1722/400
Legal SubdivisionCOUNTRY PLACE
Legal Lot Number28
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group1
Census Block1039
Census Tract930603

Owner

Source: Cherokee County records · APN 457009066967000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address674 MCCLURE RD, MURPHY, NC 28906-4012
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Intrafamily Transfer, Transfer
Jan 06, 2026Public Action, Foreclosure
Apr 17, 2025Deed of Trust, Mortgage · Construction Mortgage
NANTAHALA BANK & TRUST COMPANY
May 02, 2024Deed of Trust, Mortgage · Construction Mortgage
NANTAHALA BANK & TRUST COMPANY
Jun 27, 2023Warranty Deed, Transfer · Line of Credit
NANTAHALA BANK & TRUST COMPANY
Oct 10, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 06, 2026 · Amount on Record
Deed SaleJan 06, 2026 · Amount on Record
Prior SaleOct 10, 2022 · Amount on Record
Deed Document Number202651
Deed Book / Page1793 / 446
Last Transfer DateMar 25, 2026
Transfer Doc01797/1459
Record UpdatedJun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE NC
Recording DateMar 25, 2026
Property Address1082 HILLTOP RD, MURPHY, NC 28906-2983
Document Number01797/1459
Book / Page1797 / 1459
Instrument DateMar 25, 2026
Instrument1401
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address674 MCCLURE RD, MURPHY, NC 28906-4012

January 2026: Public Action, Foreclosure

Document TypePublic Action
JurisdictionCHEROKEE NC
Recording DateJan 06, 2026
Property Address1082 HILLTOP RD, MURPHY, NC 28906-2983
Document Number001793/446
Book / Page1793 / 446
Map ReferenceCAB C SL 89
Instrument DateNov 17, 2025
Instrument51
Transaction TypeForeclosure
Record UpdatedJan 22, 2026

Transaction

AmountAmount Recorded
Tax$771.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address680 CANYON RD, MARBLE, NC 28905-8350

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address674 MCCLURE RD, MURPHY, NC 28906-4012

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1082 HILLTOP RD, MURPHY, NC 28906-2983
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 CANYON RD, MARBLE, NC 28905-8350

Mortgage

Document Number001776/302
DateApr 17, 2025
Book Page1776/302
Instrument1670
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
Address86 HIWASSEE ST, MURPHY, NC 28906
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueApr 17, 2030
Interest
Rate TypeAdjustable Rate

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address1082 HILLTOP RD, MURPHY, NC 28906-2983
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 CANYON RD, MARBLE, NC 28905-8350

Mortgage

Document Number001756/131
DateMay 02, 2024
Book Page1756/131
Instrument2103
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
Address86 HIWASSEE ST, MURPHY, NC 28906
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term72 Months
DueMay 02, 2030
Interest
Rate TypeAdjustable Rate

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 27, 2023
Property Address1082 HILLTOP RD, MURPHY, NC 28906-2983
Document Number001737/702
Book / Page1737 / 702
Map ReferenceCAB C SL 89
Instrument DateJun 14, 2023
Instrument3096
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$68.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address40 CONLEY CREEK CIR, BLAIRSVILLE, GA 30512-1001

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 CANYON RD, MARBLE, NC 28905-8350

Mortgage

Document Number0017370705
DateJun 27, 2023
Instrument1737/0705
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 27, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 10, 2022
Property Address1082 HILLTOP RD, MURPHY, NC 28906-2983
Document Number001722/400
Book / Page1722 / 400
Map ReferenceCAB C SL 89
Instrument DateSep 25, 2022
Instrument6496
Transaction TypeTransfer
Record UpdatedOct 10, 2025

Transaction

AmountAmount Recorded
Tax$20.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13849 79TH CT N, WEST PALM BEACH, FL 33412-2120

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 CONLEY CREEK CIR, BLAIRSVILLE, GA 30512-1001

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$49.00$7,500 (-)$7,500 (-) Land $7,500
2023$7,500 (-)$7,500 (-) Land $7,500
2022$7,500$7,500 Land $7,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire LikelihoodAbout 1 in 719 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
CND AcquisitionCable500 / 30
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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