1050 Hilltop Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1050 Hilltop Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,304 sqft · built 2019
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Jan 2019)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Jul 2019 Construction Loan Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`457009073199000`

Property Details

APN / Parcel Number

Primary APN	`457009073199000`
Alternative APN	`49164`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,304 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	214 ft deep x 250 ft wide
Porch	Open Porch
Porch Area	576 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	49164
Street Address	1050 HILLTOP RD
City	MURPHY
State	NC
Zip	28906-2983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 26 COUNTRY PLACE 756/166
Legal Lot Number	26
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1039
Census Tract	930603

Owner

Source: Cherokee County records · APN 457009073199000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1050 HILLTOP RD, MURPHY, NC 28906-2983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Construction Mortgage 1ST SIGNATURE LENDING LLC
Feb 02, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Jan 10, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 10, 2019 · Amount on Record
Deed Sale	Jan 10, 2019 · Amount on Record
Deed Document Number	00123
Deed Book / Page	01604 / 0846
Record Updated	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1050 HILLTOP RD, MURPHY, NC 28906-2983
Transaction Type	Mortgage
Record Updated	Oct 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01619/0506
Date	Jul 31, 2019
Book Page	01619/0506
Instrument	03460

Lender

Name	1ST SIGNATURE LENDING LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 01, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1050 HILLTOP RD, MURPHY, NC 28906-2983
Transaction Type	Mortgage
Record Updated	Oct 06, 2022
Title Company	MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001703/22
Date	Feb 02, 2022
Book Page	1703/22
Instrument	696

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 01, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 10, 2019
Property Address	1050 HILLTOP RD, MURPHY, NC 28906-2983
Document Number	01604/0846
Book / Page	01604 / 0846
Map Reference	CAB C SL 89A
Instrument Date	Jan 09, 2019
Instrument	00123
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Tax	$20.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6340 GOMEZ RD, 6340, SAINT AUGUSTINE, FL 32080-7602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1142 ROCKRIDGE RD, MURPHY, NC 28906-6141

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00	$237,960 (+0.08%)	$237,960 (+0.08%) Land $7,500 Building $230,460
2023		$237,770	$237,770 Land $7,500 Building $230,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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