1345 Hilltop Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1345 Hilltop Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,008 sqft · built 1992
Lot Size	0.919 acres (40,075 sqft)
Owner	Company Name on Record
Last Sale	$370,000 (Aug 2023)
Tax Bill	$1,253 (2025)
Deeds & Mortgages	Aug 2023 Sale Sep 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`457009052806000`

Property Details

APN / Parcel Number

Primary APN	`457009052806000`
Alternative APNs	`37089` `60825`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
Basement Area	504 sqft
Finished Basement	504 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	40,075 sqft (0.919 acres)
Lot Dimensions	176 ft deep x 186 ft wide
Porch	Open Porch
Porch Area	916 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60825
Street Address	1345 HILLTOP RD
City	MURPHY
State	NC
Zip	28906-8508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TIMRAND ENTERPRISES 1455/149 A/35
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1038
Census Tract	930603

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3200 SW 12TH AVE, FORT LAUDERDALE, FL 33315-2918
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Jun 15, 2012 · Amount on Record
Deed Document Number	0000058890
Prior Transfer Date	Jan 3, 2013
Prior Transfer Doc	0021
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 18, 2023
Property Address	1345 HILLTOP RD, MURPHY, NC 28906-8508
Document Number	01740/1072
Book / Page	1740 / 1072
Instrument Date	Aug 18, 2023
Instrument	4073
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Amount	Amount Recorded
Tax	$740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 SW 12 AVE, MIAMI, FL 33129

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1345 HILLTOP RD, MURPHY, NC 28906-8508
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1345 HILLTOP RD, MURPHY, NC 28906-8508

Mortgage

Document Number	001721/773
Date	Sep 27, 2022
Book Page	1721/773
Instrument	6230

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,253.00	$177,790 (+8.69%)	$177,790 (+8.69%) Land $45,000 Building $132,790
2023		$163,570	$163,570 Land $45,000 Building $118,570

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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