10811 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10811 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,089 sqft · built 1995
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$448,000 (Jan 2025)
Tax Bill	$4,382 (2024)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-057.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-057.000-018`
Alternative APNs	`291306002057000034` `1713060002057000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,089 sqft Living Area
1st Floor Area	1,118 sqft
2nd Floor Area	992 sqft
Basement Area	1,113 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1713060002057000
Old Parcel Number	291306002057000034
Street Address	10811 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .39, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 102
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE
Legal Block	1
Legal Lot Number	102
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1036
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10811 INDEPENDENCE WAY, CARMEL, IN 46032-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2025 · Amount on Record
Deed Sale	Jan 15, 2025 · Amount on Record
Prior Sale	Dec 6, 2002
Deed Document Number	2025001624
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10811 INDEPENDENCE WAY, CARMEL, IN 46032-9336
Document Number	0000035548
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10811 INDEPENDENCE WAY CARMEL IN 460329336, CARMEL, IN 46032-9336

Mortgage

Document Number	0000035548
Date	Aug 6, 2019
Instrument	35548

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 5, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$438,200 (+9.82%) Land $132,300 Building $305,900	$438,200 (+9.82%) Land $132,300 Building $305,900
2024	$4,382.00 (+13.76%)	$399,000 (+8.87%) Land $132,300 Building $266,700	$399,000 (+8.87%) Land $132,300 Building $266,700
2023	$3,852.00 (+6.41%) Homeowner's exemption	$366,500 (+14.78%) Land $83,400 Building $283,100	$366,500 (+14.78%) Land $83,400 Building $283,100
2022	$3,620.00 Homeowner's exemption	$319,300 Land $83,400 Building $235,900	$319,300 Land $83,400 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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