10835 Independence Way, Carmel, IN 46032 Property Records

Hamilton County property record for 10835 Independence Way, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,115 sqft · built 1995
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$236,100 (Jul 2011)
Tax Bill	$4,107 (2024)
Deeds & Mortgages	Sep 2020 Transfer Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-06-002-054.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-06-002-054.000-018`
Alternative APNs	`291306002054000034` `1713060002054000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,115 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	2,216 sqft
2nd Floor Area	1,093 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	177 ft deep x 79.1 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10835 INDEPENDENCE WAY
City	CARMEL
State	IN
Zip	46032-9336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .63, SECTION 6, TOWNSHIP 17, RANGE 3, PARK AT WESTON PLACE, SECTION 1, LOT 105
Legal Range	03
Legal Township	17
Legal Section	06
Legal Subdivision	PARK AT WESTON PLACE SECTION 1
Legal Lot Number	105
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1036
Census Tract	111010

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10835 INDEPENDENCE WAY, CARMEL, IN 46032-9336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 13, 2018	Deed of Trust, Mortgage ELEMENTS FIN'L FCU
Nov 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2011 · Amount on Record
Deed Sale	Jul 18, 2011 · Amount on Record
Prior Sale	May 9, 2003 · Amount on Record
Deed Document Number	201134127
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000059976
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 1, 2020
Property Address	10835 INDEPENDENCE WAY, CARMEL, IN 46032-9336
Document Number	0000059976
Instrument Date	Aug 26, 2020
Instrument	59976
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10835 INDEPENDENCE WAY CARMEL IN 460329336, CARMEL, IN 46032-9336

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10835 INDEPENDENCE WAY, CARMEL, IN 46032-9336
Document Number	0000038330
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10835 INDEPENDENCE WAY CARMEL IN 460329336, CARMEL, IN 46032-9336

Mortgage

Document Number	0000038330
Date	Aug 20, 2018
Instrument	38330

Lender

Name	ELEMENTS FIN'L FCU
Address	INDIANAPOLIS, IN 46207-7123

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 19, 2043

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 9, 2017
Property Address	10835 INDEPENDENCE WAY, CARMEL, IN 46032-9336
Document Number	0000055698
Instrument Date	Sep 22, 2017
Instrument	55698
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10835 INDEPENDENCE WAY CARMEL IN 460329336, CARMEL, IN 46032-9336

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,800 (+9.23%) Land $135,400 Building $276,400	$411,800 (+9.23%) Land $135,400 Building $276,400
2024	$4,107.00 (+15.11%)	$377,000 (+9.91%) Land $135,400 Building $241,600	$377,000 (+9.91%) Land $135,400 Building $241,600
2023	$3,568.00 (+6.32%)	$343,000 (+14.33%) Land $85,300 Building $257,700	$343,000 (+14.33%) Land $85,300 Building $257,700
2022	$3,356.00	$300,000 Land $85,300 Building $214,700	$300,000 Land $85,300 Building $214,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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