Hamilton County property record for 10810 Mill Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,091 sqft · built 1971 |
| Lot Size | 0.882 acres (38,463 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $152,000 (Jul 2013) |
| Tax Bill | $6,562 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Oct 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0057-00 |
| Primary APN | 590-0300-0057-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,091 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| 2nd Floor Area | 1,066 sqft |
| Basement Area | 1,025 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 38,463 sqft (0.882 acres) |
| Lot Dimensions | 479 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 644 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10810 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL RD 80 X 479.96 IRR LOT 3 MILHAVEN SUB BLK A |
| Legal Subdivision | MILHAVEN SUB |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21509 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 10810 MILL RD, CINCINNATI, OH 45240-3514 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Oct 23, 2020 | Loan Modification, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMERY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2013 · Amount on Record |
| Deed Sale | Jul 8, 2013 · Amount on Record |
| Deed Document Number | 13-091481 |
| Deed Book / Page | 12357 / 00229 |
| Prior Transfer Date | Jul 3, 2013 |
| Prior Transfer Doc | 0000091481 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10810 MILL RD, CINCINNATI, OH 45240-3514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000047160 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 14665/1124 |
| Instrument | 2022-0047160 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10810 MILL RD, CINCINNATI, OH 45240-3514 |
| Document Number | 0000117855 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 10810 MILL RD CINCINNATI OH 452403514, CINCINNATI, OH 45240-3514 |
| Document Number | 0000117855 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 014292/002040 |
| Instrument | 117855 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Nov 8, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10810 MILL RD, CINCINNATI, OH 45240-3514 |
| Document Number | 0000025831 |
| Instrument Date | Apr 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10810 MILL RD CINCINNATI OH 452403514, CINCINNATI, OH 45240-3514 |
| Document Number | 0000025831 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 013891/000643 |
| Instrument | 25831 |
| Name | EMERY FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 4, 2029 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,562.00 (+2.66%) | $97,566 (+%) Land $17,559 Building $80,007 | |
| 2024 | $6,392.00 (+4.14%) | $97,565 (-) Land $17,559 Building $80,006 | |
| 2023 | $6,138.00 (+2.39%) | $97,565 (+36.62%) Land $17,559 Building $80,006 | $278,760 (+36.63%) Land $50,170 Building $228,590 |
| 2022 | $5,995.00 Homeowner's exemption | $71,411 Land $15,869 Building $55,542 | |
| 2020 | $204,030 Land $45,340 Building $158,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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