10795 Mill Rd, Cincinnati, OH 45240 Property Records

Hamilton County property record for 10795 Mill Rd, Cincinnati, OH 45240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,994 sqft · built 1973
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Company Names on File
Last Sale	$145,000 (Aug 1999)
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`590-0391-0011-00`

Property Details

APN / Parcel Number

Primary APN	`590-0391-0011-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,994 sqft Living Area
Gross Area	4,516 sqft
1st Floor Area	1,994 sqft
Basement Area	1,994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	250 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	135 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	10795 MILL RD
City	CINCINNATI
State	OH
Zip	45240-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL RD 90 X 250 LOT 2 CAMBRIDGE ACS SUB BLK A
Legal Subdivision	CAMBRIDGE ACS SUB
Legal Block	A
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	21509

Owner

Source: Hamilton County records · APN 590-0391-0011-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10795 MILL RD, CINCINNATI, OH 45240-3541
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 1999 · Amount on Record
Deed Sale	Aug 13, 1999 · Amount on Record
Deed Document Number	1999160153
Deed Book / Page	8039 / 2026
Last Transfer Date	May 14, 2013
Transfer Doc	0000000900
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	10795 MILL RD, CINCINNATI, OH 45240-3541
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200134809
Date	Dec 21, 2020
Book Page	14319/4233
Instrument	2020-0134809

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,572.00 (+0.84%) Homeowner's exemption	$88,866 (+%) Land $14,193 Building $74,673	$253,900 (-) Land $40,550 Building $213,350
2024	$4,534.00 (+4.16%) Homeowner's exemption	$88,864 (-) Land $14,192 Building $74,672
2023	$4,353.00 (+0.39%) Homeowner's exemption	$88,864 (+34.78%) Land $14,192 Building $74,672	$253,900 (+34.78%) Land $40,550 Building $213,350
2022	$4,336.00 Homeowner's exemption	$65,934 Land $13,829 Building $52,105
2020			$188,380 Land $39,510 Building $148,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1996 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 138 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.