Hamilton County property record for 10800 Mill Rd, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,149 sqft · built 1976 |
| Lot Size | 0.88 acres (38,376 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Feb 2018) |
| Tax Bill | $5,356 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0300-0058-00 |
| Primary APN | 590-0300-0058-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,149 sqft Living Area |
| 1st Floor Area | 1,135 sqft |
| 2nd Floor Area | 1,014 sqft |
| Basement Area | 1,135 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 38,376 sqft (0.88 acres) |
| Lot Dimensions | 480 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10800 MILL RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL RD 80 X 480.12 IRR LOT 4 MILHAVEN SUB BLK A |
| Legal Subdivision | MILHAVEN SUB |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21509 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10800 MILL RD, CINCINNATI, OH 45240-3514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 14, 2018 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Feb 14, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2018 · Amount on Record |
| Deed Sale | Feb 14, 2018 · Amount on Record |
| Prior Sale | Mar 12, 1997 |
| Deed Document Number | 18-0012952 |
| Deed Book / Page | 013605 / 001576 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10800 MILL RD, CINCINNATI, OH 45240-3514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10800 MILL RD, CINCINNATI, OH 45240-3514 |
| Document Number | 0000062876 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 14695/2157 |
| Instrument | 2022-0062876 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 14, 2018 |
| Property Address | 10800 MILL RD, CINCINNATI, OH 45240-3514 |
| Document Number | 0000012952 |
| Book / Page | 013605 / 001576 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 12952 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10800 MILL RD CINCINNATI OH 452403514, CINCINNATI, OH 45240-3514 |
| Document Number | 12954 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 013605/001582 |
| Instrument | 12954 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 14, 2018 |
| Property Address | 10800 MILL RD, CINCINNATI, OH 45240-3514 |
| Document Number | 0000012953 |
| Book / Page | 013605 / 001578 |
| Instrument Date | Jan 12, 2018 |
| Instrument | 12953 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 10800 MILL RD CINCINNATI OH 452403514, CINCINNATI, OH 45240-3514 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,356.00 (+2.57%) Homeowner's exemption | $89,789 (+%) Land $17,559 Building $72,230 | |
| 2024 | $5,222.00 (+3.08%) Homeowner's exemption | $89,788 (-) Land $17,559 Building $72,229 | |
| 2023 | $5,066.00 (+27.83%) Homeowner's exemption | $89,788 (+60.34%) Land $17,559 Building $72,229 | $256,540 (+60.34%) Land $50,170 Building $206,370 |
| 2022 | $3,963.00 Homeowner's exemption | $56,000 Land $15,869 Building $40,131 | |
| 2020 | $160,000 Land $45,340 Building $114,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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