1081 Elker Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 1081 Elker Rd, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,560 sqft · built 1956
Lot Size0.117 acres (5,101 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Dec 2019)
Tax Bill$12,128 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-04302-0000-00006

Property Details

APN / Parcel Number

Primary APN19-04302-0000-00006
Alternative APN
  • 190430200006

Interior

Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,101 sqft (0.117 acres)
Lot Dimensions100 ft deep x 51 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address1081 ELKER RD
CityUNION
StateNJ
Zip07083-5004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4302
Legal Lot Number6
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2021
Census Tract32701

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1081 ELKER RD, UNION, NJ 07083-5004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Dec 11, 2019Grant Deed, Transfer · Conventional Mortgage
DEEPHAVEN MTG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2019 · Amount on Record
Deed SaleDec 11, 2019 · Amount on Record
Prior SaleMay 3, 2002 · Amount on Record
Deed Document Number2019320016
Deed Book / Page6351 / 476
Last Transfer DateJan 18, 2022
Transfer Doc0064562076
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NJ
Recording DateMar 21, 2022
Property Address1081 ELKER RD, UNION, NJ 07083-5004
Document Number0064562076
Book / Page6456 / 2076
Instrument DateJan 18, 2022
Instrument16110
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyPOWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 ELKER RD, UNION, NJ 07083-5004

Mortgage

Document Number0000034182
DateMar 21, 2022
Instrument34182
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueFeb 1, 2037

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateDec 11, 2019
Property Address1081 ELKER RD, UNION, NJ 07083-5004
Document Number0063514761
Book / Page006351 / 004761
Instrument DateNov 26, 2019
Instrument320016
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1081 ELKER RD UNION NJ 070835004, UNION, NJ 07083-5004

Mortgage

Document Number146270481
DateDec 11, 2019
Book Page014627/000481
Instrument683205
Lender
NameDEEPHAVEN MTG LLC
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2049

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,000 (-) Land $20,400 Building $31,600$52,000 (-) Land $20,400 Building $31,600
2025$12,128.00 (+4.34%)$52,000 (-) Land $20,400 Building $31,600$52,000 (-) Land $20,400 Building $31,600
2024$11,623.00 (+6.87%)
2023$52,000 Land $20,400 Building $31,600$52,000 Land $20,400 Building $31,600
2022$10,876.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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