Union County and Union Township property record for 1072 Elker Rd, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,280 sqft · built 1957 |
| Lot Size | 0.096 acres (4,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2021) |
| Tax Bill | $10,962 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-04301-0000-00040 |
| Primary APN | 19-04301-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 4,199 sqft (0.096 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 1072 ELKER RD |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ELKER PARK SEC 02 |
| Legal Block | 4301 |
| Legal Lot Number | 40 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 32701 |
1072 Elker Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1072 ELKER RD, UNION, NJ 07083-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC |
| Mar 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on File |
| Deed Sale | Apr 19, 2021 · Amount on File |
| Prior Sale | Mar 9, 2018 · Amount on File |
| Deed Document Number | 20213785 |
| Deed Book / Page | 6409 / 2543 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 19, 2021 |
| Property Address | 1072 ELKER RD, UNION, NJ 07083-5005 |
| Document Number | 0064092543 |
| Book / Page | 6409 / 2543 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 3785 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,551.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 ARCHBRIDGE LN, 4, SPRINGFIELD, NJ 07081-2703 |
| Name | Verified Name |
|---|---|
| Address | 1072 ELKER RD, UNION, NJ 07083-5005 |
| Document Number | 9949 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 9949 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1072 ELKER RD, UNION, NJ 07083-5005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0147273117 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 14727/3117 |
| Instrument | 694784 |
| Name | PLATINUM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | STATEN ISLAND, NY 10305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 9, 2018 |
| Property Address | 1072 ELKER RD, UNION, NJ 07083-5005 |
| Document Number | 0062500253 |
| Book / Page | 006250 / 000253 |
| Instrument Date | Feb 14, 2018 |
| Instrument | 297539 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1072 ELKER RD UNION NJ 070835005, UNION, NJ 07083-5005 |
The 2025 property tax bill for 1072 Elker Rd was $10,962, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,000 (-) Land $20,400 Building $26,600 | $47,000 (-) Land $20,400 Building $26,600 | |
| 2025 | $10,962.00 (+4.36%) | $47,000 Land $20,400 Building $26,600 | $47,000 Land $20,400 Building $26,600 |
| 2024 | $10,504.00 | ||
| 2023 | $47,000 Land $20,400 Building $26,600 | $47,000 Land $20,400 Building $26,600 | |
| 2022 | $9,830.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1072 Elker Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1072 Elker Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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