1076 Elker Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 1076 Elker Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1957
Lot Size	0.119 acres (5,201 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Apr 2007)
Tax Bill	$11,428 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19-04301-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`19-04301-0000-00039`
Alternative APN	`190430100039`

Interior

Stories	1 Story

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,201 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1076 ELKER RD
City	UNION
State	NJ
Zip	07083-5005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4301
Legal Lot Number	39
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2014
Census Tract	32701

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1076 ELKER RD, UNION, NJ 07083-5005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2007 · Amount on Record
Deed Sale	Apr 23, 2007 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	2007182802
Deed Book / Page	5645 / 68
Record Updated	Oct 29, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	1076 ELKER RD, UNION, NJ 07083-5005
Document Number	0145612091
Instrument Date	Dec 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 ELKER RD UNION NJ 070835005, UNION, NJ 07083-5005

Mortgage

Document Number	0145612091
Date	Jun 3, 2019
Book Page	014561/002091
Instrument	673296

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jun 2, 2058

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,000 (-) Land $20,400 Building $28,600	$49,000 (-) Land $20,400 Building $28,600
2025	$11,428.00 (+4.36%)	$49,000 (-) Land $20,400 Building $28,600	$49,000 (-) Land $20,400 Building $28,600
2024	$10,951.00 (+6.86%)
2023		$49,000 Land $20,400 Building $28,600	$49,000 Land $20,400 Building $28,600
2022	$10,248.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20