Hamilton County property record for 1081 Cutter St, Cincinnati, OH 45203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,193 sqft · built 2002 |
| Lot Size | 0.044 acres (1,960 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $6,540 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-0002-0252-00 |
| Primary APN | 135-0002-0252-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,193 sqft Living Area |
| 1st Floor Area | 565 sqft |
| 2nd Floor Area | 1,628 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 1,960 sqft (0.044 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1081 CUTTER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45203-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS CUTTER ST 0.0455 AC LOT 28 LINCOLN COURT SOUTH SUB |
| Legal Subdivision | LINCOLN COURT SOUTH SUB |
| Legal Lot Number | 28 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 26400 |
The current owner of 1081 Cutter St acquired it in July 2003.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1081 CUTTER ST, CINCINNATI, OH 45203-3119 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2003 |
| Deed Sale | Jul 7, 2003 |
| Deed Document Number | 03-420251 |
| Deed Book / Page | 9317 / 05863 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1081 CUTTER ST, CINCINNATI, OH 45203-3119 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1081 CUTTER ST, CINCINNATI, OH 45203-3119 |
| Document Number | 0000010965 |
|---|---|
| Date | Feb 20, 2024 |
| Book Page | 15106/26 |
| Instrument | 2024-0010965 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2054 |
The 2025 property tax bill for 1081 Cutter St was $6,540, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,540.00 (+3.12%) | $106,225 (-) Land $30,450 Building $75,775 | |
| 2024 | $6,342.00 (-2.21%) | $106,225 (-) Land $30,450 Building $75,775 | |
| 2023 | $6,485.00 (+25.97%) | $106,225 (+40.48%) Land $30,450 Building $75,775 | $303,500 Land $87,000 Building $216,500 |
| 2022 | $5,148.00 Homeowner's exemption | $75,614 Land $9,870 Building $65,744 | |
| 2020 | $216,040 Land $28,200 Building $187,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1081 Cutter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1081 Cutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon.
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