Hamilton County property record for 1065 Cutter St, Cincinnati, OH 45203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,689 sqft · built 2002 |
| Lot Size | 0.044 acres (1,960 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,617 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-0002-0248-00 |
| Primary APN | 135-0002-0248-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,689 sqft Living Area |
| 1st Floor Area | 703 sqft |
| 2nd Floor Area | 1,986 sqft |
| Basement Area | 100 sqft |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,960 sqft (0.044 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1065 CUTTER ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45203-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS CUTTER ST 0.0455 AC LOT 24 LINCOLN COURT SOUTH SUB |
| Legal Subdivision | LINCOLN COURT SOUTH SUB |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 26400 |
1065 Cutter St is owned and occupied by two individuals who acquired it in March 2017.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1065 CUTTER ST, CINCINNATI, OH 45203-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2017 |
| Deed Sale | Mar 27, 2017 |
| Prior Sale | Dec 9, 2004 · Amount on File |
| Deed Document Number | 17-0026996 |
| Deed Book / Page | 9802 / 01214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1065 CUTTER ST, CINCINNATI, OH 45203-3119 |
| Document Number | 0000118296 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1065 CUTTER ST CINCINNATI OH 452033119, CINCINNATI, OH 45203-3119 |
| Document Number | 0000118296 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 014293/000387 |
| Instrument | 118296 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 9, 2035 |
The 2025 property tax bill for 1065 Cutter St was $7,617, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,617.00 (+3.13%) | $123,757 (-) Land $30,450 Building $93,307 | |
| 2024 | $7,386.00 (-2.21%) | $123,757 (-) Land $30,450 Building $93,307 | |
| 2023 | $7,553.00 (+22.04%) | $123,757 (+36.1%) Land $30,450 Building $93,307 | $353,590 Land $87,000 Building $266,590 |
| 2022 | $6,189.00 Homeowner's exemption | $90,934 Land $9,870 Building $81,064 | |
| 2020 | $259,810 Land $28,200 Building $231,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1065 Cutter St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1065 Cutter St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon.
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