1073 Cutter St, Cincinnati, OH 45203 Property Records

Hamilton County property record for 1073 Cutter St, Cincinnati, OH 45203

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,193 sqft · built 2002
Lot Size	0.044 acres (1,960 sqft)
Owner	Owner Name on Record
Tax Bill	$6,540 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-0002-0250-00`

Property Details

APN / Parcel Number

Primary APN	`135-0002-0250-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,193 sqft Living Area
1st Floor Area	565 sqft
2nd Floor Area	1,628 sqft

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	1,960 sqft (0.044 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1073 CUTTER ST
City	CINCINNATI
State	OH
Zip	45203-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WS CUTTER ST 0.0455 AC LOT 26 LINCOLN COURT SOUTH SUB
Legal Subdivision	LINCOLN COURT SOUTH SUB
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5006
Census Tract	26400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 141213, CINCINNATI, OH 45250-1213

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2003
Deed Sale	Jun 30, 2003
Deed Document Number	03-415117
Deed Book / Page	9312 / 00044
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1073 CUTTER ST, CINCINNATI, OH 45203-3119
Document Number	0000075804
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 CUTTER ST CINCINNATI OH 452033119, CINCINNATI, OH 45203-3119

Mortgage

Document Number	0000075804
Date	Aug 3, 2020
Book Page	014223/001451
Instrument	75804

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 2, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,540.00 (+3.12%)	$106,225 (-) Land $30,450 Building $75,775
2024	$6,342.00 (-2.21%)	$106,225 (-) Land $30,450 Building $75,775
2023	$6,485.00 (+25.97%)	$106,225 (+40.48%) Land $30,450 Building $75,775	$303,500 (+40.48%) Land $87,000 Building $216,500
2022	$5,148.00 Homeowner's exemption	$75,614 Land $9,870 Building $65,744
2020			$216,040 Land $28,200 Building $187,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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