10809 Upton Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10809 Upton Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1965
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Dec 2025)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-43-0037`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-43-0037`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	3,193 sqft
1st Floor Area	1,040 sqft
Basement Area	2,153 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1989
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	105 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	312 sqft
Deck Area	284 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10809 UPTON AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 066 A ST MARTINS WALESWOOD ADDN THAT PART OF W 135 FT OF LOT 66 LYING N OF THE S 48 FT THEREOF AND THE S 6 FT OF THE W 135 FT OF LOT 67 EX STR 90 X 105
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	43
Legal Subdivision	ST MARTINS WALESWOOD ADDN
Legal Block	2
Legal Lot Number	66
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2009
Census Tract	25802

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10809 UPTON AVE S, MINNEAPOLIS, MN 55431-3750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2025	Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jun 23, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Sep 14, 2015 · Amount on Record
Deed Document Number	202511423108
Prior Transfer Date	Jun 13, 2025
Prior Transfer Doc	0011380414
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10809 UPTON AVE S, BLOOMINGTON, MN 55431-3750
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10920210
Date	Feb 23, 2021
Instrument	A10920210

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Dec 1, 2045

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 3, 2025
Property Address	10809 UPTON AVE S, BLOOMINGTON, MN 55431-3750
Document Number	0A11423108
Instrument Date	Nov 17, 2025
Instrument	A11423108
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	ATTORNEYS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,151.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10809 UPTON AVE S, BLOOMINGTON, MN 55431-3750

Mortgage

Document Number	0A11423109
Date	Dec 3, 2025
Instrument	A11423109

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

June 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Jun 23, 2025
Property Address	10809 UPTON AVE S, BLOOMINGTON, MN 55431-3750
Document Number	0A11380414
Instrument Date	Jun 13, 2025
Instrument	A11380414
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 UPTON AVE S, BLOOMINGTON, MN 55431-3750

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00 (+18.46%) Homeowner's exemption	$317,300 (+0.92%) Land $130,600 Building $186,700	$317,300 (+0.92%) Land $130,600 Building $186,700
2024		$314,400 (+2.48%) Land $125,800 Building $188,600	$314,400 (+2.48%) Land $125,800 Building $188,600
2023	$3,516.00 Homeowner's exemption
2022		$306,800 Land $122,100 Building $184,700	$306,800 Land $122,100 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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