10816 Upton Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10816 Upton Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,172 sqft · built 1965
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,200 (Nov 1999)
Tax Bill	$5,334 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-43-0044`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-43-0044`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
Gross Area	4,088 sqft
1st Floor Area	1,172 sqft
Basement Area	2,916 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	432 sqft
Porch	Glass Porch
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10816 UPTON AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 A ST MARTINS WALESWOOD ADDN S 57 FT OF E 164 4/10 FT OF LOT 102 ALSO N 18 FT OF E 164 65/100 FT OF LOT 103 EX ST 75 X 134.4
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	43
Legal Subdivision	ST MARTINS WALESWOOD ADDN
Legal Block	2
Legal Lot Number	102
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2008
Census Tract	25802

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10816 UPTON AVE S, MINNEAPOLIS, MN 55431-3751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 1999 · Amount on Record
Deed Sale	Nov 24, 1999 · Amount on Record
Deed Document Number	1999720440
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10816 UPTON AVE S, BLOOMINGTON, MN 55431-3751
Document Number	0005786227
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10816 UPTON AVE S BLOOMINGTON MN 554313751, BLOOMINGTON, MN 55431-3751

Mortgage

Document Number	0005786227
Date	Dec 30, 2020
Instrument	5786227

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10816 UPTON AVE S, BLOOMINGTON, MN 55431-3751
Document Number	0005566596
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	10816 UPTON AVE S BLOOMINGTON MN 554313751, BLOOMINGTON, MN 55431-3751

Mortgage

Document Number	0005566596
Date	Oct 8, 2018
Instrument	5566596

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 7, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,334.00 (+20.22%)	$395,800 (+4.27%) Land $131,800 Building $264,000	$395,800 (+4.27%) Land $131,800 Building $264,000
2023	$4,437.00 Homeowner's exemption
2022		$379,600 Land $123,500 Building $256,100	$379,600 Land $123,500 Building $256,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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