10731 Upton Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10731 Upton Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,056 sqft · built 1957
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-027-24-42-0041`

Property Details

APN / Parcel Number

Primary APN	`20-027-24-42-0041`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	3,914 sqft
1st Floor Area	1,056 sqft
Basement Area	2,858 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1996
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	1,064 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10731 UPTON AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 BLOCK 001 A NANCY LOU 3RD ADDN IRREGULAR
Legal Range	24
Legal Township	027
Legal Section	20
Legal Quarter	42
Legal Subdivision	NANCY LOU 3RD ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2002
Census Tract	25802

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10731 UPTON AVE S, MINNEAPOLIS, MN 55431-3727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST RESOURCE BANK
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit BRIDGEWATER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jul 23, 2026
Property Address	10731 UPTON AVE S, MINNEAPOLIS, MN 55431-3727
Document Number	0006214367
Instrument Date	Jun 26, 2026
Instrument	20266214367
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10731 UPTON AVE S, MINNEAPOLIS, MN 55431-3727

Mortgage

Document Number	0006214367,
Date	Jul 23, 2026
Instrument	20266214367

Lender

Name	FIRST RESOURCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10731 UPTON AVE S, BLOOMINGTON, MN 55431-3727
Document Number	0005780421
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10731 UPTON AVE S BLOOMINGTON MN 554313727, BLOOMINGTON, MN 55431-3727

Mortgage

Document Number	0005780421
Date	Dec 14, 2020
Instrument	5780421

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	SAINT LOUIS PARK, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 13, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00 (+6.96%)	$368,900 (+2.87%) Land $135,100 Building $233,800	$368,900 (+2.87%) Land $135,100 Building $233,800
2023	$4,613.00 Homeowner's exemption
2022		$358,600 Land $127,200 Building $231,400	$358,600 Land $127,200 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

Nearby Properties on Upton Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures