10809 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10809 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1956
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$670,000 (Jan 2023)
Tax Bill	$8,743 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405880-1935`

Property Details

APN / Parcel Number

Primary APN	`405880-1935`
Alternative APN	`405880193504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2022
Lot Area	8,400 sqft (0.193 acres)
Deck Area	160 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880193504
Street Address	10809 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 39 PLAT LOT: 2
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	39
Legal Lot Number	2
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	26001

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10809 RUSTIC RD S, SEATTLE, WA 98178-2651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SEATTLE PACIFIC MORTGAGE INC
Jan 26, 2022	Bargain and Sale Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Dec 29, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	Jan 26, 2022 · Amount on Record
Deed Document Number	2023715
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jan 25, 2023
Property Address	10809 RUSTIC RD S, SEATTLE, WA 98178-2651
Document Number	0000000715
Map Reference	VOL 32 PG 37-40
Instrument Date	Jan 24, 2023
Instrument	20230125000715
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,986.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10809 RUSTIC RD S, SEATTLE, WA 98178-2651

Mortgage

Document Number	0000000716
Date	Jan 25, 2023
Instrument	20230125000716

Lender

Name	SEATTLE PACIFIC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	KING WA
Recording Date	Jan 26, 2022
Property Address	10809 RUSTIC RD S, SEATTLE, WA 98178-2651
Document Number	0000001224
Map Reference	VOL 32 PG 37
Instrument Date	Jan 24, 2022
Instrument	20220126001224
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11229 32ND DR SE, EVERETT, WA 98208-5275

Mortgage

Document Number	0000001225
Date	Jan 26, 2022
Instrument	20220126001225

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KING WA
Recording Date	Dec 29, 2021
Property Address	10809 RUSTIC RD S, SEATTLE, WA 98178-2651
Document Number	0000000017
Map Reference	VOL 32 PG 37
Instrument Date	Dec 20, 2021
Instrument	20211229000017
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2216 5TH ST, EVERETT, WA 98201-1103

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,743.00 (+2.92%)
2025	$8,495.00	$727,000 (-2.68%) Land $354,000 Building $373,000	$727,000 (-2.68%) Land $354,000 Building $373,000
2024	$8,495.00 (+206.02%)	$747,000 (+215.19%) Land $373,000 Building $374,000	$747,000 (+215.19%) Land $373,000 Building $374,000
2022	$2,776.00	$237,000 Land $199,000 Building $38,000	$237,000 Land $199,000 Building $38,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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