10651 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10651 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,660 sqft · built 1945
Lot Size	0.164 acres (7,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jan 2022)
Tax Bill	$7,274 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405880-1925`

Property Details

APN / Parcel Number

Primary APN	`405880-1925`
Alternative APN	`405880192506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	830 sqft
Basement Area	830 sqft
Finished Basement	830 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	7,160 sqft (0.164 acres)
Garage Type	Attached
Garage Area	240 sqft
Deck Area	110 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880192506
Street Address	10651 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 38 PLAT LOT: 13
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	38
Legal Lot Number	13
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	26001

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10651 RUSTIC RD S, SEATTLE, WA 98178-2649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Jan 8, 1986 · Amount on Record
Deed Document Number	20221312
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jan 13, 2022
Property Address	10651 RUSTIC RD S, SEATTLE, WA 98178-2649
Document Number	0000001312
Map Reference	VOL 32 PG 37
Instrument Date	Jan 7, 2022
Instrument	20220113001312
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,073.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10651 RUSTIC RD S, SEATTLE, WA 98178-2649

Mortgage

Document Number	0000001313
Date	Jan 13, 2022
Instrument	20220113001313

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,274.00 (+2.86%)
2025		$599,000 (-2.76%) Land $354,000 Building $245,000	$599,000 (-2.76%) Land $354,000 Building $245,000
2024	$7,072.00 (+20.74%)	$616,000 (+14.71%) Land $373,000 Building $243,000	$616,000 (+14.71%) Land $373,000 Building $243,000
2022	$5,857.00	$537,000 Land $240,000 Building $297,000	$537,000 Land $240,000 Building $297,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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