10825 Rustic Rd S, Seattle, WA 98178 Property Records

King County property record for 10825 Rustic Rd S, Seattle, WA 98178

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,620 sqft · built 1945
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jun 2016)
Tax Bill	$6,608 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`405880-1950`

Property Details

APN / Parcel Number

Primary APN	`405880-1950`
Alternative APN	`405880195004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	810 sqft
Basement Area	810 sqft
Finished Basement	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	7,920 sqft (0.182 acres)
Garage Area	270 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	405880195004
Street Address	10825 RUSTIC RD S
City	SEATTLE
State	WA
Zip	98178-2651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKE RIDGE DIV # 2 PLAT BLOCK: 39 PLAT LOT: 5
Legal Range	04
Legal Township	23
Legal Section	01
Legal Subdivision	LAKE RIDGE DIV NO. 02
Legal Block	39
Legal Lot Number	5
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	1
Census Block	1012
Census Tract	26001

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10825 RUSTIC RD S, SEATTLE, WA 98178-2651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2016 · Amount on Record
Deed Sale	Jun 10, 2016 · Amount on Record
Prior Sale	Jul 2, 1999 · Amount on Record
Deed Document Number	20161515
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10825 RUSTIC RD S, SEATTLE, WA 98178-2651
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10825 RUSTIC RD S, SEATTLE, WA 98178-2651

Mortgage

Document Number	0000000138
Date	Nov 24, 2025
Instrument	20251124000138

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	10825 RUSTIC RD S, SEATTLE, WA 98178-2651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001167
Date	Dec 15, 2020
Instrument	20201215001167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Renton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,608.00 (+2.93%)
2025		$541,000 (-2.7%) Land $300,000 Building $241,000	$541,000 (-2.7%) Land $300,000 Building $241,000
2024	$6,420.00 (+22.73%)	$556,000 (+16.81%) Land $316,000 Building $240,000	$556,000 (+16.81%) Land $316,000 Building $240,000
2022	$5,231.00	$476,000 Land $203,000 Building $273,000	$476,000 Land $203,000 Building $273,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKYWAY WATER & SEWER serves 12,036 people · EPA ID WA5338800
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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