108 Union St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 108 Union St, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Bedrooms	1 Beds
Bathrooms	1 Baths
Architecture Style	Traditional
Year Built	Built 1940
Square Footage	1,152 sqft Total Area
Lot Size	2,614 sqft (0.06 acres)
Garage	Attached, 762 sqft
Tax Bill	$5,203.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.18-7-23`
Alternative APNs	`260105601800070230000000` `431A100666`

Interior

Bedrooms	1 Beds
Full Baths	1 Baths
Building Area	1,152 sqft Total Area
1st Floor	576 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	2,614 sqft (0.06 acres)
Depth X Width	59 ft x 44 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	762 sqft Garage
Porch Area	40 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A100666
Street Address	108 UNION ST
City	COBLESKILL
State	NY
Zip	12043-3830
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	STORE 44.30 X 59.10
Legal Block	7
Legal Lot Number	23.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	5
Census Block	5019
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.18-7-23

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 695, COBLESKILL, NY 12043-0695
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,203.00 (+6.62%)	$89,200 (-) Land $3,300 Building $85,900	$182,041 (+16.33%) Land $6,735 Building $175,306
2023		$89,200 Land $3,300 Building $85,900	$156,491 Land $5,789 Building $150,702
2020	$4,880.00

Flood & Wildfire

108 Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.