Schoharie County and Cobleskill Town property record for 102 Union St, Cobleskill, NY 12043
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 1,050 sqft · built 2016 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Feb 2022) |
| Tax Bill | $58 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 431A101035 |
| Primary APN | 431A101035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,050 sqft Gross Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 101 ft deep x 84.8 ft wide |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A101035 |
|---|---|
| Street Address | 102 UNION ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-3830 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | R3 |
| Legal Block | 7 |
| Legal Lot Number | 20.011 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 5 |
| Census Block | 5019 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 431A101035
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 332 MAIN ST, SCHOHARIE, NY 12157-3202 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 25, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE NATIONAL BANK OF COXSACKIE |
| Feb 01, 2018 | Deed of Trust, Mortgage NATIONAL UNION BANK KINDERHOOK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Deed Document Number | 2022806819 |
| Deed Book / Page | 1158 / 176 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Feb 25, 2022 |
| Property Address | 589 E MAIN ST, COBLESKILL, NY 12043-3821 |
| Document Number | 001158/176 |
| Book / Page | 1158 / 176 |
| Instrument Date | Feb 08, 2022 |
| Instrument | 806819 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 332 MAIN ST, SCHOHARIE, NY 12157-3202 |
| Document Number | 0000806822 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 806822 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 589 E MAIN ST, COBLESKILL, NY 12043-3821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001792/0000000067 |
|---|---|
| Date | Feb 01, 2018 |
| Book Page | 0000001792/0000000067 |
| Instrument | 000000732404 |
| Name | NATIONAL UNION BANK KINDERHOOK |
|---|
| Amount | Amount Recorded |
|---|
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58.00 | $1,000 (-) Land $1,000 | $2,041 (+16.36%) Land $2,041 |
| 2023 | $1,000 Land $1,000 | $1,754 Land $1,754 |
Source: FEMA National Flood Hazard Layer as of February 16, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 19 (2011–2013) |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: The Middleburgh Telephone Company.
Based on FCC filings for 362 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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