Schoharie County and Cobleskill Town property record for 107 Union St, Cobleskill, NY 12043
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5,309 sqft · built 1944 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jul 2014) |
| Tax Bill | $6,136 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432601 56.17-8-18 |
| Primary APN | 432601 56.17-8-18 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,309 sqft Gross Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 115 ft deep x 66 ft wide |
| Canopy | 55 sqft |
| Cooling System | Partial |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 431A101609 |
|---|---|
| Street Address | 107 UNION ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-3835 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CB |
| Legal Description | LARGE BLOCK BLDG |
| Legal Block | 8 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 740200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cobleskill Historic District listed 1978 · 188 contributing resources · NRIS 78001910 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
107 Union St, a commercial property, is owned by an individual who bought it in July 2014.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 349 N GRAND ST, COBLESKILL, NY 12043-4141 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2014 · Amount on File |
| Deed Sale | Jul 18, 2014 · Amount on File |
| Prior Sale | Jun 9, 2010 · Amount on File |
| Deed Book / Page | 978 / 204 |
| Prior Transfer Date | Jun 8, 2010 |
| Prior Transfer Doc | 0900000167 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 107 Union St was $6,136, up 5.2% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,136.00 (+5.19%) | ||
| 2025 | $5,833.00 | $100,000 Land $8,600 Building $91,400 | $204,082 Land $17,551 Building $186,531 |
| 2023 | $100,000 Land $8,600 Building $91,400 | $175,439 Land $15,088 Building $160,351 | |
| 2020 | $5,471.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Union St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBLESKILL VILLAGE serves 4,678 people · EPA ID NY4700094 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: MIDTEL.
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