Franklin County property record for 108 Thomas St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 506 sqft · built 1992 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,424 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-00-00-005.08 |
| Primary APN | 103-00-00-005.08 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 506 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 36492 |
|---|---|
| Street Address | 108 THOMAS ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKHORN TERRACE LOT 8 |
| Legal Subdivision | ELKHORN TERRACE |
| Legal Lot Number | 8 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 70802 |
Source: Franklin County records · APN 103-00-00-005.08
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,424.00 (-29.05%) | $168,000 (-) Land $25,000 Building $143,000 | $168,000 (-) Land $25,000 Building $143,000 |
| 2023 | $2,007.00 | $168,000 | $168,000 |
Source: FEMA National Flood Hazard Layer, Franklin County (21073C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210730708021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric and Water Plant Board of the City of Frankfort Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0370137, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELKHORN WATER DISTRICT serves 1,590 people |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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