Franklin County property record for 113 Thomas St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1994 |
| Lot Size | 0.523 acres (22,782 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Apr 2025) |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-00-00-005.04 |
| Primary APN | 103-00-00-005.04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,782 sqft (0.523 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 72926 |
|---|---|
| Street Address | 113 THOMAS ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKHORN TERRACE LOT 4 |
| Legal Subdivision | ELKHORN TERRACE |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 70802 |
Source: Franklin County records · APN 103-00-00-005.04
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 113 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jul 29, 2020 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Jul 30, 2020 · Amount on Record |
| Deed Document Number | 2025869726 |
| Deed Book / Page | 636 / 530 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 30, 2020 |
| Property Address | 113 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 00D595/196 |
| Book / Page | D595 / 196 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 507942 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 WOODSVIEW CT, LAWRENCEBURG, KY 40342-9278 |
| Name | Verified Name |
|---|---|
| Address | 113 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 0000507943 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 507943 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 29, 2020 |
| Property Address | 113 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 00D595/196 |
| Book / Page | D595 / 196 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 507942 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1006 WOODSVIEW CT, 1006, LAWRENCEBURG, KY 40342-9278 |
| Name | Verified Name |
|---|---|
| Address | 113 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 0000507943 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 507943 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,127.00 (+0.24%) | $177,600 (-) Land $22,000 Building $155,600 | $177,600 (-) Land $22,000 Building $155,600 |
| 2023 | $2,122.00 | $177,600 | $177,600 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric and Water Plant Board of the City of Frankfort Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELKHORN WATER DISTRICT serves 1,590 people |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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