Franklin County property record for 100 Thomas St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 392 sqft · built 1995 |
| Lot Size | 0.511 acres (22,259 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Feb 2021) |
| Tax Bill | $1,892 (2025) |
| Deeds & Mortgages | Feb 2011 Mortgage Nov 2005 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-00-00-005.06 |
| Primary APN | 103-00-00-005.06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 392 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,259 sqft (0.511 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Garage Area | 392 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 73966 |
|---|---|
| Street Address | 100 THOMAS ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELKHORN TERRACE LOT 6 |
| Legal Subdivision | ELKHORN TERRACE |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 70802 |
Source: Franklin County records · APN 103-00-00-005.06
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2011 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU INC |
| Nov 15, 2005 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| Jun 02, 2014 | Deed of Trust, Mortgage KENTUCKY HOUSING CORP |
| Feb 12, 2021 | Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA |
| Jun 02, 2014 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Nov 15, 2005 | Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Jun 21, 2005 | Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Jun 02, 2014 · Amount on Record |
| Deed Document Number | 2021517952 |
| Deed Book / Page | 600 / 371 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1197/714 |
|---|---|
| Date | Feb 14, 2011 |
| Book Page | M1197/714 |
| Instrument | 368423 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M988/352 |
|---|---|
| Date | Nov 15, 2005 |
| Book Page | M988/352 |
| Instrument | 291405 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 11, 2015 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1313/741 |
|---|---|
| Date | Jun 02, 2014 |
| Book Page | M1313/741 |
| Instrument | 416310 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 01, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 12, 2021 |
| Property Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 00D600/371 |
| Book / Page | D600 / 371 |
| Map Reference | MB 2 PG 12 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 517952 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKEY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Name | Verified Name |
|---|---|
| Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 0000517953 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 517953 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Feb 11, 2059 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 02, 2014 |
| Property Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 00D546/560 |
| Book / Page | D546 / 560 |
| Map Reference | MB1 PG49 |
| Instrument Date | May 28, 2014 |
| Instrument | 416308 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 TUSCANY LN, FRANKFORT, KY 40601-3700 |
| Name | Verified Name |
|---|---|
| Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 0000416309 |
|---|---|
| Date | Jun 02, 2014 |
| Instrument | 416309 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2044 |
| Document Number | M1313/741 |
|---|---|
| Date | Jun 02, 2014 |
| Book Page | M1313/741 |
| Instrument | 416310 |
| Name | KENTUCKY HOUSING CORP |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 15, 2005 |
| Property Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 00D486/770 |
| Book / Page | D486 / 770 |
| Map Reference | MB2 PG12 |
| Instrument Date | Oct 25, 2005 |
| Instrument | 291403 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FIRST AMERICAN WAY, SANTA ANA, CA 92707-5913 |
| Name | Verified Name |
|---|---|
| Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 0000291404 |
|---|---|
| Date | Nov 15, 2005 |
| Instrument | 291404 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2035 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 21, 2005 |
| Property Address | 100 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Document Number | 00D483/475 |
| Book / Page | D483 / 475 |
| Map Reference | MB2 PG12 |
| Instrument Date | Apr 05, 2005 |
| Instrument | 284708 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 8609 WESTWOOD CENTER DR, VIENNA, VA 22182-7521 |
| Investor | Possibly a Property Investor |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,892.00 (+0.21%) | $158,000 (-) Land $20,000 Building $138,000 | $158,000 (-) Land $20,000 Building $138,000 |
| 2023 | $1,888.00 (+0.96%) | $158,000 (-) | $158,000 (-) |
| 2022 | $1,870.00 | $158,000 | $158,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric and Water Plant Board of the City of Frankfort Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELKHORN WATER DISTRICT serves 1,590 people |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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