Frederick County property record for 108 Sunlight Dr, Frederick, MD 21702 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,952 sqft Living Area |
| Lot Size | 8,117 sqft (0.186 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $617,000 (2022) |
| Tax Bill | $10,591.00 (2025) |
| Primary APN | 02-246643 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,952 sqft Living Area |
| Gross Area | 4,352 sqft Gross Area |
| 1st Floor | 1,674 sqft 1st Floor |
| Basement Area | 1,100 sqft Basement |
| Finished Basement | 1,100 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,117 sqft (0.186 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 400 sqft Patio |
| Porch | Open Porch |
| Porch Area | 94 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 246643 |
|---|---|
| Street Address | 108 SUNLIGHT DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3299 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 303 SECTION 1 PLAT 3-8,117 SQ. FT. CLOVER RIDGE |
| Legal Subdivision | CLOVER RDG SUB SEC 01 03 |
| Legal Lot Number | 303 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 751201 |
Source: Frederick County records · APN 02-246643
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| May 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Feb 01, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2022 · Amount on Record |
| Deed Sale | Feb 01, 2022 · Amount on Record |
| Prior Sale | Oct 13, 2004 · Amount on Record |
| Deed Book / Page | 15699 / 188 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 0167530060 |
|---|---|
| Date | Feb 05, 2024 |
| Book Page | 16753/60 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FREESTATE TITLE CONSULTANTS |
| Name | Verified Name |
|---|
| Document Number | 0124160477 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 12416/0477 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 0141150441 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 14115/441 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 01, 2022 |
| Property Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 0156990188 |
| Book / Page | 15699 / 188 |
| Map Reference | MB 75 PG 62 |
| Instrument Date | Jan 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,542.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 641 CEDAR SPRING ST, 641, GAITHERSBURG, MD 20877-3332 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 108 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 0015699195 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 15699/195 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $600,867 (+4.43%) | $651,800 (+13.28%) Land $110,300 Building $541,500 | |
| 2025 | $10,591.00 (+11.36%) | $575,400 (+27.04%) Land $110,300 Building $465,100 | $575,400 (-) Land $110,300 Building $465,100 |
| 2024 | $9,511.00 (+15.57%) | ||
| 2023 | $8,230.00 | $452,933 | $575,400 Land $110,300 Building $465,100 |
108 Sunlight Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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