Frederick County property record for 106 Sunlight Dr, Frederick, MD 21702 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,978 sqft Living Area |
| Lot Size | 8,402 sqft (0.193 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $585,000 (2026) |
| Tax Bill | $10,456.00 (2025) |
| Primary APN | 02-246635 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,978 sqft Living Area |
| Gross Area | 4,378 sqft Gross Area |
| 1st Floor | 1,614 sqft 1st Floor |
| Basement Area | 1,000 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,402 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Patio Area | 420 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 246635 |
|---|---|
| Street Address | 106 SUNLIGHT DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3299 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 302 SECTION 1 PLAT 3-8,402 SQ. FT. CLOVER RIDGE |
| Legal Subdivision | CLOVER RIDGE SEC 01 03 |
| Legal Lot Number | 302 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 751201 |
Source: Frederick County records · APN 02-246635
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 106 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES |
| Jan 06, 2026 | Quit Claim Deed, Foreclosure ACCOMODATION, ACCOMMODATION |
| Mar 06, 2020 | Loan Modification, Mortgage · Veterans Administration Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Oct 04, 2024 · Amount on Record |
| Deed Book / Page | 17952 / 101 |
| Prior Transfer Date | Oct 28, 2025 |
| Prior Transfer Doc | 0176720418 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 10, 2026 |
| Property Address | 106 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 1795000101 |
| Book / Page | 17952 / 101 |
| Instrument Date | Jul 07, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | GEMINI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590,850.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 106 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 1795000109, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 17952/109 |
| Name | TOTAL MORTGAGE SERVICES |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 06, 2026 |
| Property Address | 106 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 0176720418 |
| Book / Page | 17672 / 418 |
| Map Reference | MB 75 PG 62 |
| Instrument Date | Oct 28, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 20, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3138 E ELWOOD ST, PHOENIX, AZ 85034-7210 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 106 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 0136380153 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 106 SUNLIGHT DR FREDERICK MD 217023299, FREDERICK, MD 21702-3299 |
| Document Number | 0136380153 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 013638/000153 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
| Rate | 4% |
|---|
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,456.00 (+8.62%) | $568,000 (+20.12%) Land $110,300 Building $457,700 | $568,000 (-) Land $110,300 Building $457,700 |
| 2024 | $9,626.00 (+12.09%) | ||
| 2023 | $8,588.00 | $472,867 | $568,000 Land $110,300 Building $457,700 |
106 Sunlight Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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