Frederick County property record for 102 Sunlight Dr, Frederick, MD 21702 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,920 sqft Living Area |
| Lot Size | 8,439 sqft (0.194 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $670,000 (2026) |
| Tax Bill | $10,436.00 (2024) |
| Primary APN | 02-252759 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,920 sqft Living Area |
| Gross Area | 4,340 sqft Gross Area |
| 1st Floor | 1,852 sqft 1st Floor |
| Basement Area | 602 sqft Basement |
| Finished Basement | 602 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,439 sqft (0.194 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 172 sqft Deck |
|---|---|
| Patio Area | 296 sqft Patio |
| Porch | Open Porch |
| Porch Area | 32 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 252759 |
|---|---|
| Street Address | 102 SUNLIGHT DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3299 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 240 SECTION 2 PLAT 6-8,439 SQ. FT. CLOVER RIDGE |
| Legal Subdivision | CLOVER RDG SEC 02 06 |
| Legal Lot Number | 240 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 751201 |
Source: Frederick County records · APN 02-252759
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 18, 2024 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| May 05, 2026 | Deed, Transfer · Conventional Mortgage ACNB BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2026 · Amount on Record |
| Deed Sale | May 05, 2026 · Amount on Record |
| Prior Sale | Jul 23, 2013 · Amount on Record |
| Deed Book / Page | 17847 / 208 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 102 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Investor | Possibly a Property Investor |
| Document Number | 0169070334 |
|---|---|
| Date | Jun 18, 2024 |
| Book Page | 16907/334 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 05, 2026 |
| Property Address | 102 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 1784000208 |
| Book / Page | 17847 / 208 |
| Instrument Date | Apr 30, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676,700.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 102 SUNLIGHT DR, FREDERICK, MD 21702-3299 |
| Document Number | 1784000214, |
|---|---|
| Date | May 05, 2026 |
| Book Page | 17847/214 |
| Name | ACNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $617,300 (+20.59%) Land $110,300 Building $507,000 | $617,300 (-) Land $110,300 Building $507,000 | |
| 2024 | $10,436.00 (+12.34%) | ||
| 2023 | $9,290.00 | $511,900 | $617,300 Land $110,300 Building $507,000 |
102 Sunlight Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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