108 Spec Ln, Crescent City, FL 32112 Property Records

Putnam County property record for 108 Spec Ln, Crescent City, FL 32112

Property Summary

Property Type	Mobile Home
Details	744 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$146,900 (Jul 2026)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-27-0000-0010-2290`

Property Details

APN / Parcel Number

Primary APN	`03-12-27-0000-0010-2290`
Alternative APN	`89470`

Interior

Building Area	744 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	113 ft deep x 97 ft wide
Garage Area	264 sqft
Porch	Screened/Unfinished Porch
Porch Area	132 sqft

Location & Zoning

Account Number	89470
Street Address	108 SPEC LN
City	CRESCENT CITY
State	FL
Zip	32112-4181
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT OF E1/2 OF NE1/4 OR232 P188, (LOT 229 LAKE CRESCENT EST, UNREC S/D)
Legal Range	27E
Legal Township	12S
Legal Section	03
Legal Subdivision	LAKE CRESCENT ESTATE
Legal Lot Number	229
Jurisdiction	PUTNAM FL
Township / Civil Division	CRESCENT CITY
Census Block Group	5
Census Block	5031
Census Tract	951200

Owner

108 Spec Ln, a mobile home, is owned and occupied by two individuals who bought it in July 2026.

Source: Putnam County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 SPEC LN, CRESCENT CITY, FL 32112-4181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer ANICEFORO TORRES ETAL
Jul 14, 2026	Re-recorded Document · Conventional Mortgage GULLETT TITLE INC, GULLETT TITLE
Aug 25, 2022	Warranty Deed, Transfer GULLETT TITLE INC
Aug 25, 2022	Intrafamily Transfer, Transfer GULLETT TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on File
Deed Sale	Jul 14, 2026 · Amount on File
Prior Sale	Mar 27, 2026 · Amount on File
Deed Document Number	202617326
Deed Book / Page	1878 / 1291
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0016820144
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Mar 27, 2026
Property Address	108 SPEC LN, CRESCENT CITY, FL 32112-4181
Document Number	0018611839
Book / Page	1861 / 1839
Instrument Date	Mar 20, 2026
Instrument	202654007572
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10230 LIGHT AVE, HASTINGS, FL 32145-4684

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPEC LN, CRESCENT CITY, FL 32112-4181

Mortgage

Document Number	0018611842
Date	Mar 27, 2026
Instrument	1861/1842

Lender

Name	ANICEFORO TORRES ETAL
Type	Private Party

Agreement

Amount	Amount on Record
Term	119 Months
Due	Feb 20, 2036

July 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	PUTNAM FL
Recording Date	Jul 14, 2026
Property Address	108 SPEC LN, CRESCENT CITY, FL 32112-4181
Document Number	0000017326
Book / Page	1878 / 1291
Instrument Date	Mar 20, 2026
Instrument	202617326
Record Updated	Aug 31, 2026
Title Company	GULLETT TITLE INC, GULLETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,858.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 SPEC LN, CRESCENT CITY, FL 32112-4181

Mortgage

Document Number	0000017327,
Date	Jul 14, 2026
Book Page	1878/1294
Instrument	202617327

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	115 Months
Due	Feb 20, 2036

Interest

Rate	6%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 25, 2022
Property Address	108 SPEC LN, CRESCENT CITY, FL 32112-4181
Document Number	0016820142
Book / Page	1682 / 142
Instrument Date	Aug 25, 2022
Instrument	202254021175
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1652 S JACKSON ST, 1652, FRANKFORT, IN 46041-3318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 JAFFA RD, CRESCENT CITY, FL 32112-5414

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Aug 25, 2022
Property Address	108 SPEC LN, CRESCENT CITY, FL 32112-4181
Document Number	0016820144
Book / Page	1682 / 144
Instrument Date	Aug 25, 2022
Instrument	202254021176
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	GULLETT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 JAFFA RD, 114, CRESCENT CITY, FL 32112-5414

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 JAFFA RD, CRESCENT CITY, FL 32112-5414

Tax Assessment & Valuation

The 2025 property tax bill for 108 Spec Ln was $2,012.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00	$100,690 Land $11,990 Building $88,700	$100,690 Land $11,990 Building $88,700
2023	$1,750.00 (+90.01%)	$91,420 (+71.42%)	$91,420 (+71.42%) Land $11,990 Building $79,430
2022	$921.00	$53,330	$53,330 Land $7,030 Building $46,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 108 Spec Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2001–2017)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Spec Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

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